Travis County property record for 4802 Ridge Oak Dr, Austin, TX 78731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 6,261 sqft · built 1968 |
| Lot Size | 0.848 acres (36,982 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $28,844 (2024) |
| Deeds & Mortgages | Sep 2022 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0130050103 |
| Primary APN | 0130050103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 6,261 sqft Living Area |
| Gross Area | 6,569 sqft |
| 1st Floor Area | 3,649 sqft |
| 2nd Floor Area | 2,612 sqft |
| Basement Area | 308 sqft |
| Unfinished Basement | 308 sqft |
| Fireplaces | 4 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 36,982 sqft (0.848 acres) |
| Lot Dimensions | 149 ft deep x 230 ft wide |
| Garage Type | Detached |
| Garage Area | 569 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 900 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 961 sqft |
| Deck Area | 432 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 126017 |
|---|---|
| Old Parcel Number | 01300501030000 |
| Street Address | 4802 RIDGE OAK DR |
| City | AUSTIN |
| State | TX |
| Zip | 78731-4715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 BLK S HIGHLAND PARK WEST |
| Legal Subdivision | HIGHLAND PARK WEST |
| Legal Block | S |
| Legal Lot Number | 21 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | AUSTIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 102 |
Source: Travis County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4802 RIDGE OAK DR, AUSTIN, TX 78731-4715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF COMMERCE |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITY BANK |
| Apr 29, 2019 | Warranty Deed, Transfer AMERICAN BK/COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2019 |
| Deed Sale | Apr 29, 2019 |
| Deed Document Number | 2019059828 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 4802 RIDGE OAK DR, AUSTIN, TX 78731-4715 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4802 RIDGE OAK DR, AUSTIN, TX 78731-4715 |
| Document Number | 0000152121 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022152121 |
| Name | AMERICAN BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78759 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 4802 RIDGE OAK DR, AUSTIN, TX 78731-4715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032037 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020032037 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | Prime Rate |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Apr 29, 2019 |
| Property Address | 4802 RIDGE OAK DR, AUSTIN, TX 78731-4715 |
| Document Number | 0000059828 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 59828 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4802 RIDGE OAK DR AUSTIN TX 787314715, AUSTIN, TX 78731-4715 |
| Document Number | 59829 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 59829 |
| Name | AMERICAN BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | PO BOX 9, WOLFFORTH, TX 79382-0009 |
| Amount | Amount Recorded |
|---|
Source: Travis County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Austin City |
| County | Travis County |
| Unified School District | Austin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,215,114 (-13.54%) Land $1,140,680 Building $1,150,544 | $2,291,224 (-10.57%) Land $1,140,680 Building $1,150,544 | |
| 2024 | $28,844.00 (-0.14%) | ||
| 2023 | $2,561,950 Land $1,127,000 Building $1,434,950 | $2,561,950 Land $1,127,000 Building $1,434,950 | |
| 2022 | $28,885.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 10 (1981–2013) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Oct 2013 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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