4802 Raymond Rd, Midland, MI 48642 Property Records

Bay County property record for 4802 Raymond Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,120 sqft · built 1988
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (Nov 2025)
Tax Bill	$3,530 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`140-B05-000-024-00`

Property Details

APN / Parcel Number

Primary APN	`140-B05-000-024-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	187 ft deep x 123 ft wide
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4802 RAYMOND RD
City	MIDLAND
State	MI
Zip	48642-9256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 SUP. PLAT FRANK M. BIS SUB. L7/P44 BCR
Legal Subdivision	S P OF FRANK M BIS SUB
Legal Lot Number	24
Jurisdiction	BAY MI
Township / Civil Division	WILLIAMS
Census Block Group	2
Census Block	2027
Census Tract	285600

Owner

4802 Raymond Rd is owned and occupied by an individual who bought it in November 2025.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	707 W LINWOOD RD, LINWOOD, MI 48634-9714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Feb 16, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Jul 29, 1994 · Amount on File
Deed Document Number	202514683
Prior Transfer Date	Feb 9, 2023
Prior Transfer Doc	0000001745
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Nov 25, 2025
Property Address	4802 RAYMOND RD, MIDLAND, MI 48642-9256
Document Number	0000014683
Map Reference	LB 7 PG 44
Instrument Date	Nov 21, 2025
Instrument	202514683
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4802 RAYMOND RD, MIDLAND, MI 48642-9256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 W LINWOOD RD, LINWOOD, MI 48634-9714

Mortgage

Document Number	0000014684
Date	Nov 25, 2025
Instrument	202514684

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Feb 16, 2023
Property Address	4802 RAYMOND RD, MIDLAND, MI 48642-9256
Document Number	0000001745
Map Reference	LB 7 PG44
Instrument Date	Feb 9, 2023
Instrument	202301745
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4802 RAYMOND RD, MIDLAND, MI 48642-9256

Tax Assessment & Valuation

The 2026 property tax bill for 4802 Raymond Rd was $3,530 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Williams Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,530.00 Homeowner's exemption	$86,950 (+9.17%)	$173,900 (+9.17%)
2025		$79,650	$159,300
2024	$3,625.00
2023		$68,400 (+11.86%)	$136,800 (+11.86%)
2022	$3,480.00 (+3.73%) Homeowner's exemption	$61,150	$122,300
2021	$3,355.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4802 Raymond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4802 Raymond Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Raymond Rd

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