4802 Ray St, Morristown, TN 37814 Property Records

Hamblen County property record for 4802 Ray St, Morristown, TN 37814

Property Summary

Property Type	Single Family Home
Details	1 ba · 948 sqft · built 1960
Lot Size	0.664 acres (28,933 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Aug 2022)
Tax Bill	$581 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048B-A-008.00`

Property Details

APN / Parcel Number

Primary APN	`048B-A-008.00`
Alternative APNs	`01048BA048B00800` `032048B A 00800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	948 sqft
Basement Area	180 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,933 sqft (0.664 acres)
Lot Dimensions	172 ft deep x 167 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open/Unfinished Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4802 RAY ST
City	MORRISTOWN
State	TN
Zip	37814-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALPHA HTS PB: B PG: 91 LOT: 16 193X180 IRR
Legal Subdivision	ALPHA HTS
Legal Lot Number	16
Jurisdiction	HAMBLEN TN
Township / Civil Division	11
Census Block Group	2
Census Block	2005
Census Tract	101100

Owner

Source: Hamblen County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4802 RAY ST, MORRISTOWN, TN 37814-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Aug 25, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 12, 2017	Warranty Deed, Transfer PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	202219960
Deed Book / Page	1994 / 873
Transfer Doc	1020201
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	4802 RAY ST, MORRISTOWN, TN 37814-1022
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001949139
Date	Dec 20, 2021
Book Page	1949/139
Instrument	21011822

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Aug 25, 2022
Property Address	4802 RAY ST, MORRISTOWN, TN 37814-1022
Document Number	0001994873
Book / Page	1994 / 873
Map Reference	CAB B SL B-91
Instrument Date	Aug 25, 2022
Instrument	22019960
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	BRIDGE TITLE COMPANY LLC, BLUE RIDGE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$617.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 RAY ST, MORRISTOWN, TN 37814-1022

Mortgage

Document Number	0022019961
Date	Aug 25, 2022
Instrument	22019961

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	May 12, 2017
Property Address	4802 RAY ST, MORRISTOWN, TN 37814-1022
Document Number	1707115
Book / Page	001707 / 000115
Instrument Date	Apr 21, 2017
Instrument	259239
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	LAKEWAY TITLE SERVICES, LAKEWAY TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 RAY ST MORRISTOWN TN 378141022, MORRISTOWN, TN 37814-1022

Mortgage

Document Number	1707118
Date	May 12, 2017
Book Page	001707/000118
Instrument	259240

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	552 Months
Due	May 11, 2063

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Municipality	Morristown City
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$581.00 (-19.08%)	$44,325 (+95.05%) Land $9,275 Building $35,050	$177,300 (+95.05%) Land $37,100 Building $140,200
2023		$22,725 (-) Land $5,775 Building $16,950
2022	$718.00	$22,725 Land $5,775 Building $16,950	$90,900 (-) Land $23,100 Building $67,800
2020			$90,900 Land $23,100 Building $67,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISTOWN UTILITIES COMMISSION serves 39,883 people · EPA ID TN0000474
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
MUSFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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