4802 Ocean Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 4802 Ocean Blvd, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,444 sqft · built 2006
Lot Size	0.078 acres (3,396 sqft)
Owner	Company Name on Record
Last Sale	$1,275,000 (Feb 2021)
Tax Bill	$18,484 (2025)
Deeds & Mortgages	May 2023 Sale Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-3974-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-3974-5`
Alternative APNs	`00-2S-22-0075-0000-0840` `22S200007500000840`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	3,444 sqft Living Area
Gross Area	4,428 sqft
1st Floor Area	1,100 sqft
Upper Floors Area	2,344 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	3,396 sqft (0.078 acres)
Garage Type	Attached
Garage Area	340 sqft
Porch	Finished/Open Porch
Porch Area	644 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4802 OCEAN BLVD
City	DESTIN
State	FL
Zip	32541-5745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESTINY BY THE SEA S/D LOT 84
Legal Subdivision	DESTINY BY THE SEA S/D
Legal Lot Number	84
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1027
Census Tract	23308

Owner

Source: Okaloosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5657 BROCKS CV, HOOVER, AL 35244-4030
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 4, 2020	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Nov 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Prior Sale	Feb 26, 2013 · Amount on Record
Deed Document Number	20213426594
Deed Book / Page	3522 / 2868
Prior Transfer Date	Nov 21, 2017
Prior Transfer Doc	0033270295
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 22, 2023
Property Address	4802 OCEAN BLVD, DESTIN, FL 32541-5745
Document Number	0036760121
Book / Page	3676 / 121
Map Reference	MB 16 PG 21&22
Instrument Date	May 12, 2023
Instrument	3625037
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5657 BROCKS CV, HOOVER, AL 35244-4030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5657 BROCKS CV, HOOVER, AL 35244-4030

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4802 OCEAN BLVD, DESTIN, FL 32541-5745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034663397
Date	Jun 4, 2020
Book Page	3466/3397
Instrument	3363051

Lender

Name	WHITNEY BANK
Type	Bank
Address	PENSACOLA, FL 32504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 2, 2021
Property Address	4802 OCEAN BLVD, DESTIN, FL 32541-5745
Document Number	0035222868
Book / Page	3522 / 2868
Map Reference	MB 16 PG 21&22
Instrument Date	Jan 29, 2021
Instrument	3426594
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	268 WALTON WAY, 268, MIRAMAR BEACH, FL 32550-5272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5657 BROCKS CV, HOOVER, AL 35244-4030

Mortgage

Document Number	0035222870
Date	Feb 2, 2021
Instrument	3522/2870

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 22, 2017
Property Address	4802 OCEAN BLVD, DESTIN, FL 32541-5745
Document Number	0033270295
Book / Page	003327 / 000295
Instrument Date	Sep 25, 2017
Instrument	3173920
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4082 OCEAN BLVD DESTIN FL 32541, DESTIN, FL 32541

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,484.00 (+4.98%)	$1,560,723 (+0.28%) Land $608,615 Building $952,108	$1,560,723 (+0.28%) Land $608,615 Building $952,108
2023	$17,608.00 (+14.46%)	$1,556,438 (+21.92%) Land $409,060 Building $1,147,378	$1,556,438 (+21.92%) Land $409,060 Building $1,147,378
2022	$15,383.00	$1,276,579 Land $350,055 Building $926,524	$1,276,579 Land $350,055 Building $926,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2006) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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