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4802 Joyce Dr, Lakeland, FL 33805 Property Records

Polk County property record for 4802 Joyce Dr, Lakeland, FL 33805

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,339 sqft · built 1968
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (May 2020)
Tax Bill$2,102 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Jan 2020 Loan Modification
+ 4 more
Flood ZoneZone X (minimal risk)
APN24-27-29-161910-000330

Property Details

APN / Parcel Number

Primary APN24-27-29-161910-000330
Alternative APNs
  • 292724161910000330
  • 92724000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,339 sqft Living Area
1st Floor Area1,339 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
PorchUnfinished Open Porch
Porch Area332 sqft
Utility Building78 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4802 JOYCE DR
CityLAKELAND
StateFL
Zip33805-7558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDEATONS ESTATES PB 48 PG 1 LOT 33
Legal Range24E
Legal Township27S
Legal Section29
Legal SubdivisionDEATONS ESTATES
Legal Tract161910
Legal Block1
Legal Lot Number33
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1026
Census Tract11502

Owner

4802 Joyce Dr is owned and occupied by an individual who bought it in May 2020.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address4802 JOYCE DR, LAKELAND, FL 33805-7558
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Warranty Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS
Jan 15, 2020Loan Modification, Mortgage · Line of Credit
BANK OF CTRL FL
Jan 21, 2020Warranty Deed, Transfer
ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS
Dec 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 21, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
May 29, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2020 · Amount on File
Deed SaleMay 26, 2020 · Amount on File
Prior SaleJan 21, 2020 · Amount on File
Deed Document Number2020103959
Deed Book / Page11243 / 1230
Prior Transfer DateDec 22, 2019
Prior Transfer Doc0000271469
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 26, 2020
Property Address4802 JOYCE DR, LAKELAND, FL 33805-7558
Document Number0112431230
Book / Page011243 / 001230
Instrument DateMay 22, 2020
Instrument103959
Transaction TypeTransfer
Record UpdatedJun 12, 2020
Title CompanyINSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4802 JOYCE DR LAKELAND FL 338057558, LAKELAND, FL 33805-7558

Mortgage

Document Number112431231
DateMay 26, 2020
Book Page011243/001231
Instrument103960
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 25, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address4802 JOYCE DR, LAKELAND, FL 33805-7558
Document Number0111212045
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480

Mortgage

Document Number0111212045
DateJan 29, 2020
Book Page011121/002045
Instrument20884
Lender
NameBANK OF CTRL FL
TypeBank
Address5015 S FLORIDA AVE # 200, LAKELAND, FL 33813-5502
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 21, 2020
Property Address4802 JOYCE DR, LAKELAND, FL 33805-7558
Document Number0111132130
Book / Page011113 / 002130
Instrument DateJan 15, 2020
Instrument14901
Transaction TypeTransfer
Record UpdatedFeb 10, 2020
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transaction

AmountAmount on Record
Tax$665.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateDec 23, 2019
Property Address4802 JOYCE DR, LAKELAND, FL 33805-7558
Document Number0110831485
Book / Page011083 / 001485
Instrument DateDec 22, 2019
Instrument271469
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address848 OLD POLK CITY RD LAKELAND FL 338092402, LAKELAND, FL 33809-2402

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateNov 21, 2019
Property Address4802 JOYCE DR, LAKELAND, FL 33805-7558
Document Number0110490967
Book / Page011049 / 000967
Instrument DateNov 5, 2019
Instrument247752
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address848 OLD POLK CITY RD LAKELAND FL 338092402, LAKELAND, FL 33809-2402

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMay 29, 2019
Property Address4802 JOYCE DR, LAKELAND, FL 33805-7558
Document Number0108551592
Book / Page010855 / 001592
Instrument DateMay 10, 2019
Instrument109912
Transaction TypeTransfer
Record UpdatedJun 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3533 LOWELL ST SAN DIEGO CA 921061716, SAN DIEGO, CA 92106-1716

Tax Assessment & Valuation

The 2025 property tax bill for 4802 Joyce Dr was $2,102 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,660 (-0.08%) Land $24,393 Building $178,267$202,660 (-0.08%) Land $24,393 Building $178,267
2025$2,102.00 Homeowner's exemption$202,830 Land $24,393 Building $178,437$202,830 Land $24,393 Building $178,437
2023$2,705.00 (-7.77%) Homeowner's exemption$209,780 (-1.78%) Land $23,696 Building $186,084$209,780 (-1.78%) Land $23,696 Building $186,084
2022$2,933.00$213,583 Land $19,515 Building $194,068$213,583 Land $19,515 Building $194,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4802 Joyce Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims8 (1995–2024)
Claims Outside the SFHA3 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4802 Joyce Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

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