4802 Highlands Pl, Charlottesville, VA 22901 Property Records

Albemarle County property record for 4802 Highlands Pl, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,621 sqft · built 1997
Lot Size	0.409 acres (17,816 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,025 (2026)
Deeds & Mortgages	Sep 2025 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057A0-01-00-08500`

Property Details

APN / Parcel Number

Primary APN	`057A0-01-00-08500`
Alternative APN	`18437`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,621 sqft Finished Area
Basement Area	1,615 sqft
Finished Basement	1,306 sqft
Unfinished Basement	309 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	17,816 sqft (0.409 acres)
Garage Type	Detached
Garage Area	576 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	292 sqft
Deck Area	324 sqft
Patio Area	796 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	4802 HIGHLANDS PL
City	CHARLOTTESVILLE
State	VA
Zip	22901-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	HIGHLANDS 85A
Legal Subdivision	HIGHLANDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1015
Census Tract	11101

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4802 HIGHLANDS PL, CHARLOTTESVILLE, VA 22901-9206
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Gift Deed, Transfer
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Dec 30, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 26, 2025
Transfer Doc	0000008948
Record Updated	Sep 20, 2026

September 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 23, 2025
Property Address	4802 HIGHLANDS PL, CHARLOTTESVILLE, VA 22901-9206
Document Number	202500008948
Map Reference	MB 1275 PG 92-94
Instrument Date	Aug 26, 2025
Instrument	202500008948
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 HIGHLANDS PL, CHARLOTTESVILLE, VA 22901-9206

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	4802 HIGHLANDS PL, CHARLOTTESVILLE, VA 22901-9206
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5531/34
Date	May 3, 2021
Book Page	5531/34
Instrument	2021-00007757

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	4802 HIGHLANDS PL, CHARLOTTESVILLE, VA 22901-9206
Document Number	0000000096
Book / Page	005001 / 000248
Instrument Date	Dec 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4802 HIGHLANDS PL CHARLOTTESVILLE VA 229019206, CHARLOTTESVILLE, VA 22901-9206

Mortgage

Document Number	0000000096
Date	Jan 4, 2018
Book Page	005001/000248
Instrument	96

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,025.00 (+0.02%)	$562,100 (+0.02%) Land $143,000 Building $419,100	$562,100 (+0.02%) Land $143,000 Building $419,100
2025	$5,024.00	$562,000 (+14.07%) Land $135,300 Building $426,700	$562,000 (+14.07%) Land $135,300 Building $426,700
2023	$4,207.00	$492,700 Land $132,000 Building $360,700	$492,700 Land $132,000 Building $360,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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