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4802 E Lake Reserve Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4802 E Lake Reserve Blvd, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,262 sqft · built 2003
Lot Size0.26 acres (11,325 sqft)
Owner2 Company Names on File
Last Sale$400,000 (Sep 2021)
Tax Bill$712 (2025)
Deeds & MortgagesSep 2023 Transfer
Sep 2021 Sale
Flood ZoneZone X (moderate risk)
APN19-25-31-3014-0001-0080

Property Details

APN / Parcel Number

Primary APN19-25-31-3014-0001-0080
Alternative APNs
  • 253119301400010080
  • 113953

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,262 sqft Living Area
Gross Area2,992 sqft
1st Floor Area1,878 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,325 sqft (0.26 acres)
Lot Dimensions133 ft deep x 85 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area564 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4802 E LAKE RESERVE BLVD
CitySAINT CLOUD
StateFL
Zip34771-8271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST LAKE RESERVE AT NARCOOSSEE UNIT ONE PB 14 PGS 97-99 LOT 8
Legal Range31E
Legal Township25S
Legal Section19
Legal SubdivisionEAST LAKE RESERVE AT NARCOOSSEE UNIT 1
Legal Tract3014
Legal Block80
Legal Lot Number8
Legal UnitON
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1037
Census Tract43600

Owner

Source: Osceola County records · APN 19-25-31-3014-0001-0080

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4802 E LAKE RESERVE BLVD, SAINT CLOUD, FL 34771-8271
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 17, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Prior SaleMar 16, 2016 · Amount on Record
Deed Document Number2021143965
Deed Book / Page6044 / 2317
Last Transfer DateAug 28, 2023
Transfer Doc0064701516
Record UpdatedJun 08, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateSep 07, 2023
Property Address4802 E LAKE RESERVE BLVD, SAINT CLOUD, FL 34771-8271
Document Number0064701516
Book / Page6470 / 1516
Map ReferenceMB 14 PG 97
Instrument DateAug 28, 2023
Instrument2023117875
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4802 E LAKE RESERVE BLVD, SAINT CLOUD, FL 34771-8271

Transferred To (Grantee/Buyer)

NameVerified Name
Address4802 E LAKE RESERVE BLVD, SAINT CLOUD, FL 34771-8271

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 17, 2021
Property Address4802 E LAKE RESERVE BLVD, SAINT CLOUD, FL 34771-8271
Document Number0060442317
Book / Page6044 / 2317
Map ReferenceMB 14 PG 97
Instrument DateSep 14, 2021
Instrument2021143965
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4802 E LAKE RESERVE BLVD, 4802, SAINT CLOUD, FL 34771-8271

Transferred To (Grantee/Buyer)

NameVerified Name
Address4802 E LAKE RESERVE BLVD, SAINT CLOUD, FL 34771-8271

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+12.84%)$400,000 (+5.93%) Land $82,500 Building $317,500$400,000 (+5.93%) Land $82,500 Building $317,500
2024$631.00 (+1.61%)
2023$621.00 (-88.77%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$377,600 (+6.55%) Land $66,000 Building $311,600$377,600 (+6.55%) Land $66,000 Building $311,600
2022$5,529.00$354,400 Land $60,500 Building $293,900$354,400 Land $60,500 Building $293,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 599 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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