4802 Clara St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4802 Clara St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	916 sqft · built 1925
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$502 (2025)
Deeds & Mortgages	Oct 2021 Transfer
APN	`03-8.0-28-003-001-059.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-28-003-001-059.000`

Interior

Building Area	916 sqft Base Area
1st Floor Area	916 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Location & Zoning

Street Address	4802 CLARA ST
City	SAINT JOSEPH
State	MO
Zip	64505-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SCHILTZ LOT:15 BLK:3LGL DESC:
Legal Subdivision	SCHILTZ
Legal Block	3
Legal Lot Number	15
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3020
Census Tract	200

Owner

4802 Clara St is owned by two individuals who acquired it in October 2021.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2804 N 4TH ST, SAINT JOSEPH, MO 64505-1909
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 5, 2021
Transfer Doc	3768/183
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Oct 5, 2021
Property Address	4802 CLARA ST, SAINT JOSEPH, MO 64505-1403
Document Number	3768/183
Book / Page	3768 / 183
Instrument Date	Oct 5, 2021
Instrument	2021010881
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 N 4TH ST, SAINT JOSEPH, MO 64505-1909

Tax Assessment & Valuation

The 2025 property tax bill for 4802 Clara St was $502, up 0.2% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$502.00 (+0.2%)	$6,880 Land $2,850 Building $4,030	$36,220 Land $15,000 Building $21,220
2024	$501.00 (+13.35%)
2023	$442.00 (-0.67%)	$6,600 (-) Land $2,850 Building $3,750	$34,740 Land $15,000 Building $19,740
2022	$445.00	$6,600 Land $2,850 Building $3,750
2021			$34,740 Land $15,000 Building $19,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4802 Clara St; there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4802 Clara St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 52% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20