Highlands County property record for 4802 Calatrava Ave, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,556 sqft · built 1990 |
| Lot Size | 0.175 acres (7,636 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $222,500 (Oct 2023) |
| Tax Bill | $1,943 (2024) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-130-2750-0461 |
| Primary APN | C-04-34-28-130-2750-0461 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| 1st Floor Area | 1,319 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 7,636 sqft (0.175 acres) |
| Lot Dimensions | 150 ft deep x 51 ft wide |
| Garage Type | Finished |
| Garage Area | 276 sqft |
| Driveway | Driveway |
| Driveway Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4802 CALATRAVA AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1966 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 N 1/2 LOT 46 BLK 275 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | E D U I VILLAS S N L SEB |
| Legal Block | 275 |
| Legal Lot Number | 46 |
| Legal Unit | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960503 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4802 CALATRAVA AVE, SEBRING, FL 33872-1966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 8, 2023 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Feb 4, 2019 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Jun 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on Record |
| Deed Sale | Oct 20, 2023 · Amount on Record |
| Prior Sale | Feb 4, 2019 · Amount on Record |
| Deed Document Number | 2174346 |
| Deed Book / Page | 3005 / 521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 20, 2023 |
| Property Address | 4802 CALATRAVA AVE, SEBRING, FL 33872-1966 |
| Document Number | 0002174346 |
| Book / Page | 3005 / 521 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2174346 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,557.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4802 CALATRAVA AVE, SEBRING, FL 33872-1966 |
| Name | Verified Name |
|---|---|
| Address | 4802 CALATRAVA AVE, SEBRING, FL 33872-1966 |
| Document Number | 0003005523 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 3005/523 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4802 CALATRAVA AVE, SEBRING, FL 33872-1966 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4802 CALATRAVA AVE, SEBRING, FL 33872-1966 |
| Document Number | 0002168551 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 2997/1779 |
| Instrument | 2168551 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 4, 2019 |
| Property Address | 4802 CALATRAVA AVE, SEBRING, FL 33872-1966 |
| Document Number | 0001927492 |
| Book / Page | 002676 / 000519 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 1927492 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4802 CALATRAVA AVE SEBRING FL 338721966, SEBRING, FL 33872-1966 |
| Document Number | 1927493 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 002676/000521 |
| Instrument | 1927493 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 13, 2018 |
| Property Address | 4802 CALATRAVA AVE, SEBRING, FL 33872-1966 |
| Document Number | 0001900038 |
| Book / Page | 2640 / 1230 |
| Map Reference | MB9 PG71 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 1900038 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 812 WHISPERING FALLS DR, 812, PICKENS, SC 29671-8311 |
| Name | Verified Name |
|---|---|
| Address | 105 PARKVIEW RD, SEBRING, FL 33870-1455 |
| Document Number | 0001900039 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 1900039 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161,827 (+57.95%) Land $22,910 Building $138,917 | $161,827 (+8.15%) Land $22,910 Building $138,917 | |
| 2024 | $1,943.00 (+66.64%) | ||
| 2023 | $1,166.00 (+2.73%) Homeowner's exemption | $102,453 (+3%) | $149,630 (+43.72%) Land $19,091 Building $130,539 |
| 2022 | $1,135.00 Homeowner's exemption | $99,469 | $104,112 Land $15,273 Building $88,839 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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