4801 Winghaven Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4801 Winghaven Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,788 sqft · built 2005
Lot Size	0.324 acres (14,118 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Dec 2024)
Tax Bill	$8,844 (2025)
Deeds & Mortgages	Oct 2019 Refinance Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8813-07-476-044`

Property Details

APN / Parcel Number

Primary APN	`8813-07-476-044`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft
Basement Area	1,788 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,788 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,118 sqft (0.324 acres)
Lot Dimensions	151 ft deep x 92 ft wide
Garage Type	Mixed
Garage Area	1,451 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	16 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4801 WINGHAVEN DR
City	WATERLOO
State	IA
Zip	50701-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLINGAMAN PARK THIRD ADDITION LOT 22
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	KLINGAMAN PARK THIRD ADDITION
Legal Lot Number	22
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1076
Census Tract	3001

Owner

4801 Winghaven Dr is owned and occupied by an individual who bought it in December 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	4801 WINGHAVEN DR, WATERLOO, IA 50701-8925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION
Nov 19, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
Feb 26, 2024	Intrafamily Transfer, Transfer
Dec 15, 2023	Warranty Deed, Transfer
Nov 19, 2018	Warranty Deed, Transfer UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2024 · Amount on File
Deed Sale	Dec 15, 2024 · Amount on File
Prior Sale	Dec 15, 2023 · Amount on File
Deed Document Number	20247827
Prior Transfer Date	Jun 15, 2005
Prior Transfer Doc	2005029923
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4801 WINGHAVEN DR, WATERLOO, IA 50701-8925
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202000007302
Date	Oct 18, 2019
Instrument	202000007302

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4801 WINGHAVEN DR, WATERLOO, IA 50701-8925
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201900008005
Date	Nov 19, 2018
Instrument	201900008005

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 26, 2024
Property Address	4801 WINGHAVEN DR, WATERLOO, IA 50701-8925
Document Number	202400010410
Instrument Date	Feb 22, 2024
Instrument	202400010410
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 WINGHAVEN DR, WATERLOO, IA 50701-8925

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 15, 2023
Property Address	4801 WINGHAVEN DR, WATERLOO, IA 50701-8925
Document Number	202400007827
Instrument Date	Dec 12, 2023
Instrument	202400007827
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount on Record
Tax	$743.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 WINGHAVEN DR, WATERLOO, IA 50701-8925
Mail Care Of	LORI HONERMANN

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 19, 2018
Property Address	4801 WINGHAVEN DR, WATERLOO, IA 50701-8925
Document Number	201900008003
Instrument Date	Nov 14, 2018
Instrument	201900008003
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 WINGHAVEN DR, WATERLOO, IA 50701-8925

Mortgage

Document Number	201900008004
Date	Nov 19, 2018
Instrument	201900008004

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4801 Winghaven Dr was $8,844 with a homeowner's exemption, up 18.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,844.00 (+18.33%) Homeowner's exemption	$444,260 Land $47,430 Building $396,830	$444,260 Land $47,430 Building $396,830
2024	$7,474.00
2023		$353,570 (+14.39%) Land $47,430 Building $306,140	$353,570 Land $47,430 Building $306,140
2022	$6,594.00 Homeowner's exemption	$309,080 Land $47,430 Building $261,650
2021			$309,080 Land $47,430 Building $261,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4801 Winghaven Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4801 Winghaven Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winghaven Dr

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