4801 Watermark Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4801 Watermark Dr, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.228 acres (9,943 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Oct 2020)
Tax Bill$10,631 (2024)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN45-20-20-380-011

Property Details

APN / Parcel Number

Primary APN45-20-20-380-011

Exterior

Lot Area9,943 sqft (0.228 acres)

Location & Zoning

Street Address4801 WATERMARK DR
CityCHAMPAIGN
StateIL
Zip61822-3621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 630 IRONWOOD WEST VI SUB
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD WEST VI SUB
Legal Lot Number630
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1052
Census Tract1205

Owner

4801 Watermark Dr is owned and occupied by an individual who bought it in October 2020.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4801 WATERMARK DR, CHAMPAIGN, IL 61822-3621
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2020 · Amount on File
Deed SaleOct 1, 2020 · Amount on File
Prior SaleMay 6, 2011 · Amount on File
Deed Document Number202020196
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 1, 2020
Property Address4801 WATERMARK DR, CHAMPAIGN, IL 61822-3621
Document Number0000020196
Map ReferenceDOC 2005R04798
Instrument DateSep 22, 2020
Instrument2020R20196
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4801 WATERMARK DR, CHAMPAIGN, IL 61822-3621

Mortgage

Document Number0000020197
DateOct 1, 2020
Instrument2020R20197
Lender
NameHICKORY POINT BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$143,520 Land $26,190 Building $117,330$430,560 Land $78,570 Building $351,990
2024$10,631.00
2022$9,330.00 Homeowner's exemption$107,470 Land $19,610 Building $87,860$322,410 Land $58,830 Building $263,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4801 Watermark Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4801 Watermark Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Mediacom Xtream, Verizon.

Nearby Properties on Watermark Dr

Nearby Streets

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