Cabarrus County property record for 4801 Ruby St, Kannapolis, NC 28081 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,372 sqft Living Area |
| Lot Size | 15,246 sqft (0.35 acres) |
| Last Sale | $155,000 (2018) |
| Tax Bill | $2,091.00 (2023) |
| Primary APN | 5603 56 9198 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,372 sqft Living Area |
| 1st Floor | 1,372 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,246 sqft (0.35 acres) |
| Depth X Width | 159 ft x 100 ft Depth x Width |
| Fence | Fence |
|---|---|
| Porch | Open Porch |
| Porch Area | 251 sqft Porch |
| Storage Building | 273 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 126400 |
|---|---|
| Street Address | 4801 RUBY ST |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LTS 5-8 BESSIE L ISENHOUR BLK B |
| Legal Subdivision | BESSIE ISENHOUR PROP |
| Legal Block | B |
| Legal Lot Number | 5-8 6 |
| Jurisdiction | CABARRUS NC |
| Minor Civil Division | 4, KANNAPOLIS |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 41202 |
Source: Cabarrus County records · APN 5603 56 9198
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5043 TUCKER AVE, KANNAPOLIS, NC 28081-7418 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 09, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LNDG |
| Oct 04, 2018 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Aug 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2018 · Amount on Record |
| Deed Sale | Oct 04, 2018 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Doc Number | 0013215126 |
| Deed Book / Page | 13215 / 126 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4801 RUBY ST, KANNAPOLIS, NC 28081-9477 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0016150172 |
|---|---|
| Date | Aug 09, 2022 |
| Book Page | 16150/172 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4801 RUBY ST, KANNAPOLIS, NC 28081-9477 |
| Document Number | 14325140 |
| Instrument Date | Jul 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4801 RUBY ST KANNAPOLIS NC 28081, KANNAPOLIS, NC 28081 |
| Document Number | 14325140 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 014325/000140 |
| Instrument | 22087 |
| Name | BLUELEAF LNDG |
|---|---|
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 13, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 04, 2018 |
| Property Address | 4801 RUBY ST, KANNAPOLIS, NC 28081-9477 |
| Document Number | 0013215126 |
| Book / Page | 13215 / 0126 |
| Map Reference | MB10 PG25 |
| Instrument Date | Oct 04, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5700 ALEXANDER RD, 5700, CONCORD, NC 28027-8447 |
| Name | Verified Name |
|---|---|
| Address | 5043 TUCKER AVE, KANNAPOLIS, NC 28081-7418 |
| Document Number | 0013215129 |
|---|---|
| Date | Oct 04, 2018 |
| Instrument | 13215/129 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 30, 2017 |
| Property Address | 4801 RUBY ST, KANNAPOLIS, NC 28081-9477 |
| Document Number | 12653276 |
| Book / Page | 012653 / 000276 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 22496 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5043 TUCKER AVE KANNAPOLIS NC 280817418, KANNAPOLIS, NC 28081-7418 |
| Document Number | 12653279 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 012653/000279 |
| Instrument | 22497 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2047 |
Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,091.00 | $152,650 Land $27,220 Building $125,430 | $152,650 Land $27,220 Building $125,430 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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