Winnebago County property record for 4801 Ottawa Rd, Rockford, IL 61107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,898 sqft · built 1964 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Jun 2011) |
| Tax Bill | $3,770 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161D459 |
| Primary APN | 161D459 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,898 sqft Living Area |
| Gross Area | 2,122 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 660 sqft |
| Unfinished Basement | 224 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 161D459 |
|---|---|
| Street Address | 4801 OTTAWA RD |
| City | ROCKFORD |
| State | IL |
| Zip | 61107-2340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HIGHCRESTVIEW EAST SUB NO 6 PT S E 1/4SEC 17-44-2 + PT N E 1/4 SEC 20-44-2W 10 FT LOT 205 + E 50 FT LOT 204 |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 17 |
| Legal Subdivision | HIGHCRESTVIEW EAST SUB NO 6 |
| Legal Lot Number | 205 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 506 |
4801 Ottawa Rd is owned and occupied by an individual who bought it in June 2011.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4801 OTTAWA RD, ROCKFORD, IL 61107-2340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK |
| Aug 29, 2018 | Deed of Trust, Mortgage SPIRIT OF TX BK SSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2011 · Amount on File |
| Deed Sale | Jun 27, 2011 · Amount on File |
| Deed Document Number | 20111022771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 4801 OTTAWA RD, ROCKFORD, IL 61107-2340 |
| Document Number | 0001022139 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 4801 OTTAWA RD ROCKFORD IL 611072340, ROCKFORD, IL 61107-2340 |
| Document Number | 0001022139 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 1022139 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 6, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 4801 OTTAWA RD, ROCKFORD, IL 61107-2340 |
| Document Number | 0001005396 |
| Instrument Date | Aug 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4801 OTTAWA RD ROCKFORD IL 611072340, ROCKFORD, IL 61107-2340 |
| Document Number | 0001005396 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 1005396 |
| Name | SPIRIT OF TX BK SSB |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77840 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 6, 2029 |
The 2025 property tax bill for 4801 Ottawa Rd was $3,770 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,770.00 | $55,884 Land $5,732 Building $50,152 | $167,652 Land $17,196 Building $150,456 |
| 2022 | Homeowner's exemption | $39,526 Land $4,054 Building $35,472 | $118,578 Land $12,162 Building $106,416 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4801 Ottawa Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4801 Ottawa Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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