4801 Oak St, Cincinnati, OH 45212 Property Records

Hamilton County property record for 4801 Oak St, Cincinnati, OH 45212

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,366 sqft · built 1924
Lot Size0.112 acres (4,922 sqft)
OwnerIndividual Name on Record
Last Sale$149,900 (May 2020)
Tax Bill$2,945 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Mar 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN651-0019-0015-00

Property Details

APN / Parcel Number

Primary APN651-0019-0015-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,366 sqft Living Area
1st Floor Area736 sqft
2nd Floor Area630 sqft
Upper Floors Area630 sqft
Basement Area700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,922 sqft (0.112 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4801 OAK ST
CityCINCINNATI
StateOH
Zip45212-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4801 OAK ST 50 X 100 PT LOTS 203-204 L C HOPKINS
Legal SubdivisionHOPKINS
Legal Lot Number203-204 204
JurisdictionHAMILTON OH
Township / Civil DivisionNORWOOD
Census Block Group3
Census Block3010
Census Tract25300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4801 OAK ST, CINCINNATI, OH 45212-2417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2020Warranty Deed, Transfer · Conventional with PMI
FAIRWAY INDEPENDENT MTG
Mar 26, 2020Deed of Trust, Construction Loan · Construction Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2020 · Amount on Record
Deed SaleMay 13, 2020 · Amount on Record
Prior SaleMay 19, 2015
Deed Document Number2020-0044634
Deed Book / Page14167 / 194
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 13, 2020
Property Address4801 OAK ST, CINCINNATI, OH 45212-2417
Document Number0000044634
Book / Page014167 / 000194
Instrument DateApr 27, 2020
Instrument44634
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4801 OAK ST CINCINNATI OH 452122417, CINCINNATI, OH 45212-2417

Mortgage

Document Number44635
DateMay 13, 2020
Book Page014167/000196
Instrument44635
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 12, 2050

March 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateMar 26, 2020
Property Address4801 OAK ST, CINCINNATI, OH 45212-2417
Document Number0000029254
Book / Page014133 / 001935
Instrument DateMar 20, 2020
Instrument29254
Transaction TypeConstruction Loan
Record UpdatedMay 27, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4801 OAK ST CINCINNATI OH 452122417, CINCINNATI, OH 45212-2417

Mortgage

Document Number0000029254
DateMar 26, 2020
Book Page014133/001935
Instrument29254
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 25, 2021

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityNorwood City
Unified School DistrictNorwood City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,945.00 (+2.79%)$56,802 (-) Land $9,380 Building $47,422
2024$2,865.00 (-2.52%)$56,802 (-) Land $9,380 Building $47,422
2023$2,939.00 (-8.95%)$56,802 (+8.27%) Land $9,380 Building $47,422$162,290 (+8.27%) Land $26,800 Building $135,490
2022$3,228.00 Homeowner's exemption$52,465 Land $7,119 Building $45,346
2020$149,900 Land $20,340 Building $129,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORWOOD CITY PWS
serves 19,870 people · EPA ID OH3101703
Water SourcePurchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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