4801 Neely St, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 4801 Neely St, Cedar Bluff, AL 35959 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,653 sqft · built 1973
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$627 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-10-08-28-0-000-046.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-28-0-000-046.000`
Alternative APNs	`ALT APN:1008280000046000` `8297`

Interior

Stories	1 Story
Building Area	1,653 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Patio Area	160 sqft

Location & Zoning

Account Number	8297
Street Address	4801 NEELY ST
City	CEDAR BLUFF
State	AL
Zip	35959-5311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 18 & LOT 19, CORNWALL S/D 1ST ADD, PB 4/7
Legal Subdivision	CORNWALL SUBDIVISION FIRST ADDITION
Legal Lot Number	18-19
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1014
Census Tract	955701

Owner

Source: Cherokee County records · APN 13-10-08-28-0-000-046.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 861, CEDAR BLUFF, AL 35959-0861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	4801 NEELY ST, CEDAR BLUFF, AL 35959-5311
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 NEELY ST, CEDAR BLUFF, AL 35959-5311

Mortgage

Document Number	0000236015
Date	Oct 15, 2024
Instrument	236015

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$627.00 Homeowner's exemption	$14,480 (-) Land $660 Building $13,820	$144,700 (-) Land $6,600 Building $138,100
2024	$627.00 Additional exemption filed	$14,480 (-) Land $660 Building $13,820	$144,700 (-) Land $6,600 Building $138,100
2023	$627.00 Homeowner's exemption	$14,480 (-)	$144,700 (-) Land $6,600 Building $138,100
2022	$627.00 Homeowner's exemption	$14,480 Land $660 Building $13,820	$144,700 Land $6,600 Building $138,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199557011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019, other causes

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	About 1 in 439 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fixed Wireless	100 / 20
TDS Telecom	DSL	50 / 10
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.