4801 Gilray Dr, Baltimore, MD 21214 Property Records

Baltimore City property record for 4801 Gilray Dr, Baltimore, MD 21214

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,498 sqft · built 1951
Lot Size	0.292 acres (12,715 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,610 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Mortgage + 2 more
APN	`27-24-5387-522`

Property Details

APN / Parcel Number

Primary APN	`27-24-5387-522`
Alternative APNs	`245387 522` `5387-522`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	784 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	12,715 sqft (0.292 acres)
Lot Dimensions	209 ft deep x 60.9 ft wide
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	245387 522
Street Address	4801 GILRAY DR
City	BALTIMORE
State	MD
Zip	21214-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	60-9X209-4
Legal Subdivision	GILRAY DRIVE
Legal Block	5387
Legal Lot Number	522
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	3
Census Block	3003
Census Tract	270301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lauraville Historic District listed 2001 · 1,562 contributing resources · NRIS 01001371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore City records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4801 GILRAY DR, BALTIMORE, MD 21214-2412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORWICH COMMERCIAL GROUP INC
Nov 1, 2019	Deed of Trust, Mortgage · FHA Mortgage NORCOM MTG
Nov 13, 2019	Correction Deed · FHA Mortgage NORWICH COMMERCIAL GROUP INC
Jan 17, 2019	Deed, Transfer · FHA Mortgage NORWICH COMMERCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019
Deed Sale	Nov 13, 2019
Prior Sale	Jan 17, 2019 · Amount on Record
Deed Book / Page	21588 / 54
Prior Transfer Date	Nov 1, 2019
Prior Transfer Doc	0215880054
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4801 GILRAY DR, BALTIMORE, MD 21214-2412
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232910292
Date	Jul 1, 2021
Book Page	23291/292

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company
Address	FLAGSTAFF, AZ 86001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4801 GILRAY DR, BALTIMORE, MD 21214-2412
Document Number	0215880059
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 GILRAY DR BALTIMORE MD 212142412, BALTIMORE, MD 21214-2412

Mortgage

Document Number	0215880059
Date	Nov 13, 2019
Book Page	021588/000059

Lender

Name	NORCOM MTG
Type	Mortgage Company
Address	AVON, CT 06001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

November 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Nov 13, 2019
Property Address	4801 GILRAY DR, BALTIMORE, MD 21214-2412
Document Number	0215880054
Book / Page	21588 / 054
Map Reference	FLR MLP267
Instrument Date	Nov 1, 2019
Record Updated	May 3, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4801 GILRAY DR, BALTIMORE, MD 21214-2412

Mortgage

Document Number	0002158859
Date	Nov 13, 2019
Instrument	21588/59

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jan 17, 2019
Property Address	4801 GILRAY DR, BALTIMORE, MD 21214-2412
Document Number	0208130444
Book / Page	20813 / 444
Map Reference	FLER LP 267
Instrument Date	Dec 31, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	00000

Mortgage

Document Number	0020813452
Date	Jan 17, 2019
Instrument	20813/452

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,133 (+12.08%)	$200,000 (+30.12%) Land $53,400 Building $146,600
2024	$3,610.00 (+1.38%)
2023	$3,561.00	$150,900	$153,700 Land $53,400 Building $100,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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