4801 Estero Pl, Toledo, OH 43623 Property Records

Lucas County property record for 4801 Estero Pl, Toledo, OH 43623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,448 sqft · built 1956
Lot Size	0.305 acres (13,300 sqft)
Owner	Individual Name on File
Last Sale	$264,500 (Jul 2025)
Tax Bill	$3,263 (2025)
Deeds & Mortgages	Nov 2019 Loan Modification Oct 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-25557`

Property Details

APN / Parcel Number

Primary APN	`23-25557`
Alternative APN	`03581018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	1,448 sqft

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	13,300 sqft (0.305 acres)
Lot Dimensions	148 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4801 ESTERO PL
City	TOLEDO
State	OH
Zip	43623-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	ESTERO PLACE LOT 18
Legal Subdivision	ESTERO PLACE
Legal Tract	78
Legal Lot Number	18
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2007
Census Tract	7801

Owner

4801 Estero Pl is owned and occupied by an individual who bought it in July 2025.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4801 ESTERO PL, TOLEDO, OH 43623-3734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2019	Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA)
Oct 13, 2016	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN OH INV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	Oct 18, 2016 · Amount on File
Deed Document Number	25104088
Prior Transfer Date	Feb 18, 2025
Prior Transfer Doc	202502180005017
Record Updated	Jun 8, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUCAS OH
Property Address	4801 ESTERO PL, TOLEDO, OH 43623-3734
Document Number	0000001684
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 ESTERO PL TOLEDO OH 436233734, TOLEDO, OH 43623-3734

Mortgage

Document Number	0000001684
Date	Jan 13, 2020
Instrument	1684

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	468 Months
Due	Jan 12, 2059

Interest

Rate Type	Fixed Rate

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4801 ESTERO PL, TOLEDO, OH 43623-3734
Document Number	0000000991
Instrument Date	Oct 13, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4801 ESTERO PL SYLVANIA TOWNSHIP OH 436233734, SYLVANIA TOWNSHIP, OH 43623-3734

Mortgage

Document Number	0000000991
Date	Jan 10, 2017
Instrument	1102017

Lender

Name	NORTHERN OH INV
Type	MERS
Address	SYLVANIA, OH 43560

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4801 Estero Pl was $3,263 with a homeowner's exemption, up 11.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Washington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,263.00 (+11.75%) Homeowner's exemption	$61,040 (-) Land $11,620 Building $49,420
2024	$2,920.00 (-5.16%) Homeowner's exemption	$61,040 (+20.44%) Land $11,620 Building $49,420	$174,400 Land $33,200 Building $141,200
2023	$3,079.00 (+0.1%) Homeowner's exemption	$50,680 (-) Land $10,010 Building $40,670
2022	$3,076.00 Homeowner's exemption	$50,680 Land $10,010 Building $40,670
2021			$144,800 Land $28,600 Building $116,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4801 Estero Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4801 Estero Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Frontier, Spectrum.

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