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4801 Elder Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 4801 Elder Ave, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,090 sqft · built 1948
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Oct 2026)
Tax Bill$2,108 (2025)
Deeds & MortgagesOct 2026 Sale & Construction Loan
Mar 2024 Sale
Flood ZoneZone X (minimal risk)
APN161-083-10

Property Details

APN / Parcel Number

Primary APN161-083-10

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,090 sqft Living Area
1st Floor Area1,090 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area13,068 sqft (0.3 acres)
PorchSlab
Porch Area199 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4801 ELDER AVE
CityCHARLOTTE
StateNC
Zip28205-7815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL21 B5 M3-622
Legal SubdivisionPROPERTY/MARY G ROSS
Legal Block5
Legal Lot Number21
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1004
Census Tract1802

Owner

Source: Mecklenburg County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2161 HAWKINS ST, 2402, CHARLOTTE, NC 28203-7071
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Warranty Deed, Construction Loan · Construction Mortgage
HUNTINGTON NATIONAL BANK
Mar 15, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2026 · Amount on Record
Deed SaleOct 6, 2026 · Amount on Record
Prior SaleMar 15, 2024 · Amount on Record
Deed Document Number2026107296
Deed Book / Page40763 / 933
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 6, 2026
Property Address4801 ELDER AVE, CHARLOTTE, NC 28205-7815
Document Number0000107296
Book / Page40763 / 933
Instrument DateOct 5, 2026
Instrument2026107296
Transaction TypeConstruction Loan
Record UpdatedOct 21, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$95,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000107297,
DateOct 6, 2026
Instrument2026107297
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.88%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 15, 2024
Property Address4801 ELDER AVE, CHARLOTTE, NC 28205-7815
Document Number0000023024
Book / Page38691 / 98
Map ReferenceMB 3 PG 622
Instrument DateMar 15, 2024
Instrument2024023024
Transaction TypeTransfer
Record UpdatedApr 19, 2024

Transaction

AmountAmount Recorded
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2220 WINDSOR RUN LN # LNT-13, LNT-13, MATTHEWS, NC 28105-0135

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,108.00 (-36.7%)$275,000 (-34.46%) Land $275,000$275,000 (-34.46%) Land $275,000
2024$3,330.00 (-17.76%)
2023$4,049.00$419,600 Land $275,000 Building $144,600$419,600 Land $275,000 Building $144,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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