4801 Concept Mountain Rd, El Dorado, CA 95623 Property Records

El Dorado County property record for 4801 Concept Mountain Rd, El Dorado, CA 95623

Property Summary

Property TypeRural Home
Details9 bd · 6 ba · 2,272 sqft · built 1986
Lot Size15.9 acres (693,475 sqft)
OwnerCompany Name on Record
Tax Bill$5,735 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN090-260-010-000

Property Details

APN / Parcel Number

Primary APN090-260-010-000
Alternative APNs
  • 09026010100
  • 0902601010

Interior

Bedrooms9 Beds
Full Baths6 Baths
Total Rooms9 Rooms
Units3 Units
Stories1 Story
Building Area2,272 sqft Living Area
1st Floor Area2,272 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area693,475 sqft
TerrainRolling
Garage TypeAttached
Garage Area444 sqft
Parking Spaces2 Parking Spaces
Patio Area2,272 sqft

Location & Zoning

Street Address4801 CONCEPT MOUNTAIN RD
CityEL DORADO
StateCA
Zip95623-4612
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRE10
Legal DescriptionPM 33/147/A
JurisdictionEL DORADO CA
Township / Civil DivisionSOUTH EL DORADO
Census Block Group2
Census Block2006
Census Tract31503

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4801 CONCEPT MOUNTAIN RD, EL DORADO, CA 95623-4612
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 15, 2016
Transfer Doc0000058471
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address4801 CONCEPT MOUNTAIN RD, EL DORADO, CA 95623-4612
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4801 CONCEPT MOUNTAIN RD, EL DORADO, CA 95623-4612

Mortgage

Document Number0000020045
DateMar 23, 2021
Instrument2021-0020045
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Secondary School DistrictEl Dorado Union High School District (09 - 12)
Elementary School DistrictMother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$559,050 (+2%) Land $81,219 Building $477,831
2025$5,735.00 (+4.56%) Homeowner's exemption$548,089 (+4.04%) Land $79,627 Building $468,462
2023$5,485.00 (+1.16%) Homeowner's exemption$526,808 Land $76,536 Building $450,272
2022$5,422.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims10 (1995–2017)
Claims Outside the SFHA1 of 10
Most Recent ClaimFeb 2017 · Flooding
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 73% of California
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

May also be available: Verizon, Zeta Broadband.

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