El Dorado County property record for 4801 Concept Mountain Rd, El Dorado, CA 95623
| Property Type | Rural Home |
|---|---|
| Details | 9 bd · 6 ba · 2,272 sqft · built 1986 |
| Lot Size | 15.9 acres (693,475 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,735 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-260-010-000 |
| Primary APN | 090-260-010-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 9 Rooms |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 2,272 sqft Living Area |
| 1st Floor Area | 2,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 693,475 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,272 sqft |
| Street Address | 4801 CONCEPT MOUNTAIN RD |
|---|---|
| City | EL DORADO |
| State | CA |
| Zip | 95623-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE10 |
| Legal Description | PM 33/147/A |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 31503 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4801 CONCEPT MOUNTAIN RD, EL DORADO, CA 95623-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 15, 2016 |
| Transfer Doc | 0000058471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4801 CONCEPT MOUNTAIN RD, EL DORADO, CA 95623-4612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4801 CONCEPT MOUNTAIN RD, EL DORADO, CA 95623-4612 |
| Document Number | 0000020045 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021-0020045 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Mother Lode Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $559,050 (+2%) Land $81,219 Building $477,831 | |
| 2025 | $5,735.00 (+4.56%) Homeowner's exemption | $548,089 (+4.04%) Land $79,627 Building $468,462 |
| 2023 | $5,485.00 (+1.16%) Homeowner's exemption | $526,808 Land $76,536 Building $450,272 |
| 2022 | $5,422.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1995–2017) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Feb 2017 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Verizon, Zeta Broadband.
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