Cherokee County property record for 4801 Cherokee Dr, Cedar Bluff, AL 35959 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1971 |
| Square Footage | 768 sqft Living Area |
| Lot Size | 914,760 sqft (21 acres) |
| Garage | Mixed |
| Tax Bill | $8,284.00 (2025) |
| Primary APN | 13-10-08-33-0-000-019.000 |
|---|---|
| Alternative APNs |
|
| Building Area | 768 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 914,760 sqft (21 acres) |
| Garage Type | Mixed Garage |
| Carport | Carport |
| Carport Area | 192 sqft Carport |
| Total Buildings | 3 Total Buildings |
|---|---|
| Deck Area | Deck Area |
| Porch | Open Porch |
| Porch Area | 224 sqft Porch |
| Account Number | 215364 |
|---|---|
| Street Address | 4801 CHEROKEE DR |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-5009 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM INT RW CO RD 187 & S/L;W 925'TO POB;W 835'TO C/LN;SW1030';NE 970';SE 1530';W 145';N 1340';W 75'TO RW & POB |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Blockgroup | 2 |
| Census Block | 2060 |
| Census Tract | 955701 |
Source: Cherokee County records · APN 13-10-08-33-0-000-019.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 708, WINCHESTER, TN 37398-0708 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Line of Credit FIVE STAR BANK |
| Nov 13, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIVE STAR BANK |
| Jun 23, 2022 | Deed of Trust, Mortgage · Seller Take-Back OWEN FINANCIAL INC |
| Sep 09, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIVE STAR BANK |
| Sep 09, 2025 | Deed of Trust, Mortgage · Line of Credit FIVE STAR BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2022 |
| Deed Sale | Jun 16, 2022 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4801 CHEROKEE DR, CEDAR BLUFF, AL 35959-5009 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000241275 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 241275 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Aug 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4801 CHEROKEE DR, CEDAR BLUFF, AL 35959-5009 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1811 SHARP SPRINGS RD, WINCHESTER, TN 37398-4659 |
| Document Number | 0000241273 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 241273 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Aug 20, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4801 CHEROKEE DR, CEDAR BLUFF, AL 35959-5009 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000224908 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 224908 |
| Name | OWEN FINANCIAL INC |
|---|---|
| Type | Private Party |
| Type | Seller Take-Back |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4801 CHEROKEE DR, CEDAR BLUFF, AL 35959-5009 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1811 SHARP SPRINGS RD, WINCHESTER, TN 37398-4659 |
| Document Number | 0000240313 |
|---|---|
| Date | Sep 09, 2025 |
| Instrument | 240313 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 20, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4801 CHEROKEE DR, CEDAR BLUFF, AL 35959-5009 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1811 SHARP SPRINGS RD, WINCHESTER, TN 37398-4659 |
| Document Number | 0000240316 |
|---|---|
| Date | Sep 09, 2025 |
| Instrument | 240316 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Aug 20, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,284.00 (+7%) | $146,520 (+8.73%) Land $119,460 Building $27,060 | $888,200 (+7.83%) Land $602,000 Building $286,200 |
| 2024 | $7,742.00 | $134,760 (-18.2%) Land $107,500 Building $27,260 | $823,700 (-) Land $537,500 Building $286,200 |
| 2023 | $7,742.00 (+68.34%) | $164,740 (+179.41%) | $823,700 (-) Land $537,500 Building $286,200 |
| 2022 | $4,599.00 | $58,960 Land $53,760 Building $5,200 | $823,700 Land $537,500 Building $286,200 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures