4801 Breezy Palms Ct, Windermere, FL 34786 Property Records

Orange County property record for 4801 Breezy Palms Ct, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,996 sqft · built 1986
Lot Size	0.411 acres (17,895 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2025)
Tax Bill	$5,832 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-8070-01-310`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-8070-01-310`
Alternative APNs	`282316807001310` `283939` `288784` `292946`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,996 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	1,996 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,895 sqft (0.411 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4801 BREEZY PALMS CT
City	WINDERMERE
State	FL
Zip	34786-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SILVER WOODS PHASE THREE 15/144 LOT 131
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	SILVER WOODS PH 3
Legal Phase	3
Legal Tract	8070
Legal Block	1
Legal Lot Number	131
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2028
Census Tract	14809

Owner

4801 Breezy Palms Ct is owned and occupied by two individuals who bought it in May 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4801 BREEZY PALMS CT, WINDERMERE, FL 34786-8800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Mar 17, 2017	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on File
Deed Sale	May 13, 2025 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Document Number	2025279134
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4801 BREEZY PALMS CT, WINDERMERE, FL 34786-8800
Document Number	0000538070
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 BREEZY PALMS CT WINDERMERE FL 347868800, WINDERMERE, FL 34786-8800

Mortgage

Document Number	0000538070
Date	Oct 15, 2020
Instrument	538070

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 17, 2017
Property Address	4801 BREEZY PALMS CT, WINDERMERE, FL 34786-8800
Document Number	0000143850
Map Reference	MB 15 PG 144
Instrument Date	Mar 16, 2017
Instrument	20170143850
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,474.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8715 CRESTGATE CIR, 8715, ORLANDO, FL 32819-3856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 BREEZY PALMS CT, WINDERMERE, FL 34786-8800

Mortgage

Document Number	0000143851
Date	Mar 17, 2017
Instrument	20170143851

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4801 Breezy Palms Ct was $5,832, up 4.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,820 (+54.19%) Land $145,000 Building $404,820	$549,820 (+8.56%) Land $145,000 Building $404,820
2025	$5,832.00 (+4.52%) Homeowner's exemption	$356,580	$506,470 Land $145,000 Building $361,470
2024	$5,580.00 (+7.18%)
2023	$5,206.00 (+3.97%) Homeowner's exemption	$336,438 (+3%)	$438,794 (+20.12%) Land $145,000 Building $293,794
2022	$5,007.00 Homeowner's exemption	$326,639	$365,299 Land $135,000 Building $230,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4801 Breezy Palms Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4801 Breezy Palms Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Xfinity.

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