48001 Mallard Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 48001 Mallard Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,624 sqft · built 1975
Lot Size	0.446 acres (19,428 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Oct 2020)
Tax Bill	$2,655 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2025 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-28-202-051`

Property Details

APN / Parcel Number

Primary APN	`15-09-28-202-051`
Alternative APN	`0928202051`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	240 ft deep x 81 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48001 MALLARD DR
City	CHESTERFIELD
State	MI
Zip	48047-2283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A RES
Legal Description	ANCHOR BAY HARBOR NO 1 LOT 520
Legal Subdivision	ANCHOR BAY HARBOR
Legal Lot Number	520
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1003
Census Tract	222800

Owner

48001 Mallard Dr is owned and occupied by an individual who bought it in October 2020.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 14, 2020	Quit Claim Deed, Transfer · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Deed Document Number	20202124053
Deed Book / Page	27067 / 44
Prior Transfer Date	Sep 16, 2020
Prior Transfer Doc	0000124053
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283

Mortgage

Document Number	2600012062
Date	Feb 10, 2026
Book Page	30510/809
Instrument	202600012062

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283

Mortgage

Document Number	2500087925
Date	Oct 1, 2025
Book Page	30313/418
Instrument	202500087925

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 15, 2040

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283

Mortgage

Document Number	2300095219
Date	Nov 13, 2023
Book Page	29373/665
Instrument	202300095219

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2033

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283

Mortgage

Document Number	2102228709
Date	Aug 31, 2021
Book Page	27957/102
Instrument	202102228709

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283

Mortgage

Document Number	2200116500
Date	Oct 11, 2022
Book Page	28852/88
Instrument	202200116500

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2037

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 14, 2020
Property Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283
Document Number	0000124053
Book / Page	27067 / 44
Map Reference	LB 21 PG 6&7
Instrument Date	Sep 16, 2020
Instrument	2124053
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11324 ENGLEMAN RD, 11324, WARREN, MI 48089-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48001 MALLARD DR, CHESTERFIELD, MI 48047-2283

Mortgage

Document Number	0000124054
Date	Oct 14, 2020
Instrument	2124054

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 15, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 48001 Mallard Dr was $2,655 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,600 (+4.81%)	$235,200 (+4.81%)
2025	$2,655.00 Homeowner's exemption	$112,200	$224,400
2023		$98,000	$196,000
2022	$2,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48001 Mallard Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48001 Mallard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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