4800 W State Rte 55, Troy, OH 45373 Property Records

Miami County property record for 4800 W State Rte 55, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,768 sqft · built 1956
Lot Size	0.986 acres (42,950 sqft)
Owner	2 Individual Names on File
Last Sale	$143,500 (Jul 2001)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L35-000706`

Property Details

APN / Parcel Number

Primary APN	`L35-000706`
Alternative APNs	`060502.0-02-012-00` `L35UN002 01300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	3,536 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	42,950 sqft (0.986 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	320 sqft
Deck Area	25 sqft
Patio Area	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4800 W STATE ROUTE 55
City	TROY
State	OH
Zip	45373-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-6-2 S CEN PT NW & LOT 6 FRANTZ SUB
Legal Range	05
Legal Township	06
Legal Section	02
Legal Subdivision	FRANTZ SUB
Legal Lot Number	6
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4000
Census Tract	340100

Owner

4800 W State Rte 55 is owned and occupied by two individuals who bought it in July 2001.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4800 W STATE ROUTE 55, TROY, OH 45373-9514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2001 · Amount on File
Deed Sale	Jul 27, 2001 · Amount on File
Prior Sale	Jan 1, 1990
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4800 W STATE ROUTE 55, TROY, OH 45373-9514
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019213
Date	Nov 4, 2021
Instrument	2021OR-19213

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4800 W STATE ROUTE 55, TROY, OH 45373-9514
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005919
Date	Apr 7, 2021
Instrument	2021OR-05919

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4800 W State Rte 55 was $2,776 with a homeowner's exemption, up 11% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,776.00 (+11%) Homeowner's exemption	$80,190 (+26.28%) Land $13,510 Building $66,680	$229,100 Land $38,600 Building $190,500
2024	$2,501.00 (+2.04%) Homeowner's exemption	$63,500 (-) Land $10,470 Building $53,030
2023	$2,451.00 (+16.77%) Homeowner's exemption	$63,500 (-) Land $10,470 Building $53,030	$181,400 (-) Land $29,900 Building $151,500
2022	$2,099.00 Homeowner's exemption	$63,500 Land $10,470 Building $53,030	$181,400 Land $29,900 Building $151,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4800 W State Rte 55 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4800 W State Rte 55 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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