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4800 W Spencer Field Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4800 W Spencer Field Rd, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,274 sqft · built 1955
Lot Size0.333 acres (14,549 sqft)
Owner2 Owner Names on File
Last Sale$66,300 (May 2003)
Tax Bill$502 (2024)
Deeds & MortgagesFeb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN10-1N-29-2770-00000-0010

Property Details

APN / Parcel Number

Primary APN10-1N-29-2770-00000-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,274 sqft Heated Area
Gross Area1,824 sqft
1st Floor Area1,274 sqft
Utility Area91 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Exterior MaterialConcrete Block
Construction TypeWood
Foundation TypeRaised
Roof MaterialShingle
Lot Area14,549 sqft (0.333 acres)
Lot Dimensions1,400 ft deep x 1,040 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area160 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number101N292770000000010
Street Address4800 W SPENCER FIELD RD
CityPACE
StateFL
Zip32571-1233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionNORTH PACE HEIGHTS LOT 1 AS DES IN OR 2147 PG 431
Legal Range29W
Legal Township01N
Legal Section10
Legal SubdivisionNORTH PACE HEIGHTS
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group4
Census Block4012
Census Tract10708

Owner

The current owner of 4800 W Spencer Field Rd bought it in May 2003.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Owner Names on File
Mailing Address4800 W SPENCER FIELD RD, PACE, FL 32571-1233
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2003 · Amount on File
Deed SaleMay 29, 2003 · Amount on File
Prior SaleJul 30, 2001
Deed Document Number0214700431
Deed Book / Page02147 / 00431
Record UpdatedJun 8, 2026

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address4800 W SPENCER FIELD RD, PACE, FL 32571-1233
Document Number0036991294
Instrument DateFeb 1, 2018
Transaction TypeMortgage
Record UpdatedMar 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4800 W SPENCER FIELD RD PACE FL 325711233, PACE, FL 32571-1233

Mortgage

Document Number0036991294
DateFeb 6, 2018
Book Page003699/001294
Instrument4423
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 5, 2033
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$502.00 (+40.22%) Homeowner's exemption$57,362 (+2.99%)$114,585 (+7.63%) Land $31,000 Building $83,585
2023$358.00 (+1.7%) Homeowner's exemption$55,699 (+3%)$106,465 (+3.15%) Land $27,000 Building $79,465
2022$352.00 Homeowner's exemption$54,077$103,218 Land $27,000 Building $76,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4800 W Spencer Field Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims3 (2017–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4800 W Spencer Field Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Hotwire Communications.

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