4800 Setters Rd, Union, KY 41091 Property Records

Boone County property record for 4800 Setters Rd, Union, KY 41091

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 3 ba · 3,440 sqft · built 2018
Lot Size	12.5 acres (544,500 sqft)
Owner	Individual Name on File
Last Sale	$62,500 (Feb 2018)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021.00-00-008.24`

Property Details

APN / Parcel Number

Primary APN	`021.00-00-008.24`
Alternative APN	`52082`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,440 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	544,500 sqft (12.5 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	4800 SETTERS RD
City	UNION
State	KY
Zip	41091-9739
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	12.500 AC SETTER RD
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	1
Census Block	1003
Census Tract	70601

Owner

4800 Setters Rd, an agricultural property, is owned by an individual who bought it in February 2018.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2705 SOUTH RD, CINCINNATI, OH 45233-4316
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FSLA
Aug 13, 2020	Deed of Trust, Mortgage CINCINNATI FSLA
Feb 15, 2018	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on File
Deed Sale	Feb 15, 2018 · Amount on File
Deed Document Number	745228
Deed Book / Page	D1103 / 527
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	4800 SETTERS RD, UNION, KY 41091-9739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4312/705
Date	Jul 1, 2020
Book Page	M4312/705
Instrument	805348

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	4800 SETTERS RD, UNION, KY 41091-9739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4331/911
Date	Aug 13, 2020
Book Page	M4331/911
Instrument	809409

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Amount	Amount on Record
Term	239 Months
Due	Jul 18, 2040

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Feb 15, 2018
Property Address	4800 SETTERS RD, UNION, KY 41091-9739
Document Number	D1103/527
Book / Page	D1103 / 527
Instrument Date	Feb 8, 2018
Instrument	745228
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4814 SETTERS RD, 4814, UNION, KY 41091-9739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2705 SOUTH RD, CINCINNATI, OH 45233-4316

Tax Assessment & Valuation

The 2025 property tax bill for 4800 Setters Rd was $4,932.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,932.00	$536,100 Land $120,000 Building $416,100
2024			$536,100 (+5.86%) Land $120,000 Building $416,100
2023	$4,627.00 (+3.05%)	$506,400 (-) Land $120,000 Building $386,400	$506,400 (-) Land $120,000 Building $386,400
2022	$4,490.00	$506,400 Land $120,000 Building $386,400	$506,400 Land $120,000 Building $386,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4800 Setters Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4800 Setters Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Setters Rd

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