4800 SE 43rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 4800 SE 43rd St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,580 sqft · built 1996
Lot Size	0.305 acres (13,299 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Nov 2021)
Tax Bill	$3,610 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-31-37-36-0020-0007A-0040`

Property Details

APN / Parcel Number

Primary APN	`1-31-37-36-0020-0007A-0040`
Alternative APN	`R131373600200007A0040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,580 sqft Living Area
Gross Area	3,041 sqft
1st Floor Area	1,580 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,299 sqft (0.305 acres)
Lot Dimensions	95 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	336 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4800 SE 43RD ST
City	OKEECHOBEE
State	FL
Zip	34974-1160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF KINGS BAY (PLAT BOOK 5 PAGES 97 THROUGH 99) LOT 4 BLOCK 7A
Legal Range	36E
Legal Township	37S
Legal Section	31
Legal Subdivision	KINGS BAY
Legal Block	7A
Legal Lot Number	4
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3004
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4800 SE 43RD ST, OKEECHOBEE, FL 34974-1160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Apr 10, 2012 · Amount on Record
Deed Document Number	202114980
Prior Transfer Date	Sep 10, 1997
Prior Transfer Doc	0395001741
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 23, 2021
Property Address	4800 SE 43RD ST, OKEECHOBEE, FL 34974-1160
Document Number	2021014980
Map Reference	MB 5 PG 97
Instrument Date	Nov 23, 2021
Instrument	2021014980
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 US HIGHWAY 441 SE, 245, OKEECHOBEE, FL 34974-7409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4800 SE 43RD ST, OKEECHOBEE, FL 34974-1160

Mortgage

Document Number	2021014981
Date	Nov 23, 2021
Instrument	2021014981

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,610.00 (+6.58%) Homeowner's exemption	$251,407 (+5.99%)	$270,229 (-4.72%) Land $18,400 Building $251,829
2023	$3,387.00 (+5.88%) Homeowner's exemption	$237,206 (+3%)	$283,605 (+23.15%) Land $10,350 Building $273,255
2022	$3,199.00 Homeowner's exemption	$230,297 Land $7,188 Building $223,109	$230,297 Land $7,188 Building $223,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20