Rowan County property record for 4800 Rockfork Rd, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Lot Size | 145 acres (6,316,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Nov 2016) |
| Tax Bill | $1,281 (2025) |
| Deeds & Mortgages | Feb 2022 Construction Loan Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-00 00 004.00 |
| Primary APN | 038-00 00 004.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,316,200 sqft (145 acres) |
|---|
| Account Number | 1701 |
|---|---|
| Street Address | 4800 ROCKFORK RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HSE & 117 A+- ROCK FORK ROAD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950100 |
4800 Rockfork Rd, a rural home, is owned and occupied by an individual who bought it in November 2016.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4800 ROCKFORK RD, MOREHEAD, KY 40351-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Jul 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2016 · Amount on File |
| Deed Sale | Nov 1, 2016 · Amount on File |
| Deed Document Number | 402556 |
| Deed Book / Page | D261 / 670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 4800 ROCKFORK RD, MOREHEAD, KY 40351-2023 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 554 W SUN ST, MOREHEAD, KY 40351-1564 |
| Investor | Possibly a Property Investor |
| Document Number | 00A445/271 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | A445/271 |
| Instrument | 2014807 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jan 24, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 4800 ROCKFORK RD, MOREHEAD, KY 40351-2023 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4800 ROCKFORK RD, MOREHEAD, KY 40351-2023 |
| Investor | Possibly a Property Investor |
| Document Number | 00A461/585 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | A461/585 |
| Instrument | 2024073 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4800 Rockfork Rd was $1,281.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,281.00 | $152,925 Land $152,925 | $251,000 Land $126,000 Building $125,000 |
| 2023 | $1,304.00 | $152,925 Land $152,925 | $251,000 Land $126,000 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4800 Rockfork Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4800 Rockfork Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures