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4800 Mariners Pt, Harbor Springs, MI 49740 Property Records

Emmet County property record for 4800 Mariners Pt, Harbor Springs, MI 49740

Property Summary

Property TypeSingle Family Home
Lot Size1.19 acres (52,158 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Dec 2024)
Tax Bill$16 (2024)
Deeds & MortgagesDec 2025 Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN16-12-34-101-034

Property Details

APN / Parcel Number

Primary APN16-12-34-101-034

Interior

Bedrooms3 Beds
Full Baths1 Bath

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleMulti-Family
Lot Area52,158 sqft (1.19 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4800 MARINERS PT
CityHARBOR SPRINGS
StateMI
Zip49740-9271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWTT A-1
Legal DescriptionBIRCHWOOD FARMS GOLF & COUNTRY CLUB #5, LOT 531. SECTION 34, T36N, R6W
Legal Range06W
Legal Township36N
Legal Section34
Legal SubdivisionBIRCHWOOD FARMS GOLF & COUNTRY
Legal Lot Number531
JurisdictionEMMET MI
Township / Civil DivisionWEST TRAVERSE
Census Block Group1
Census Block1074
Census Tract970301

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4800 MARINERS PT, HARBOR SPRINGS, MI 49740-9271
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CREDIT UNION
Feb 3, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2024 · Amount on Record
Deed SaleDec 4, 2024 · Amount on Record
Prior SaleNov 20, 2024
Deed Document Number20245216899
Deed Book / Page1263 / 884
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address4800 MARINERS PT, HARBOR SPRINGS, MI 49740-9271
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4142 PINEHURST, HARBOR SPRINGS, MI 49740-8736

Mortgage

Document Number0000001271/0000000823
DateDec 10, 2025
Book Page0000001271/0000000823
Instrument5224859
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2040

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateFeb 3, 2021
Property Address4800 MARINERS PT, HARBOR SPRINGS, MI 49740-9271
Document Number1229/762
Book / Page1229 / 762
Instrument DateJan 13, 2021
Instrument5182730
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address600 BIRCHWOOD DR, HARBOR SPRINGS, MI 49740-9206

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionWest Traverse Township
Unified School DistrictHarbor Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,700 (+2,825%) Land $11,700$23,400 (+2,825%) Land $23,400
2024$16.00
2023$400 Land $400$800 Land $800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Truestream.

Cell Coverage

4G LTE only, no 5G reported

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