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4800 J St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4800 J St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage2,300 sqft Heated Area
Lot Size53,361 sqft (1.22 acres)
GarageFinished, 702 sqft
OccupancyOwner Occupied
Tax Bill$4,552.00 (2025)

Property Details

APN / Parcel Number

Primary APN92659
Alternative APN
  • 292531491000350030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,300 sqft Heated Area
Gross Area3,594 sqft Gross Area
1st Floor2,300 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area53,361 sqft (1.22 acres)
Depth X Width280 ft x 180 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area702 sqft Garage

Exterior Amenities

FenceFence
PorchOpen Porch
Porch Area544 sqft Porch
Utility Building48 sqft Utility Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number92659
Street Address4800 J ST
CitySAINT CLOUD
StateFL
Zip34771-9018
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTOWN OF RUNNYMEDE PB 1 PG 57 BLK 35 LOTS 3-4 AND N 1/2 OF VAC J ST ABUTTING S SIDE AND EXTENDING TO C/L OF VAC MASSACHUSETTS
Legal Range31E
Legal Township25S
Legal Section29
Legal SubdivisionRUNNYMEDE BLKS AND CHISHOLM TRAILS
Legal Tract4910
Legal Block35
Legal Lot Number3-4 4
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1032
Census Tract43600

Owner

Source: Osceola County records · APN 92659

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4825 CHISHOLM RD, SAINT CLOUD, FL 34771-9020
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 24, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 24, 2020
Transfer Doc0058392128
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4800 J ST, SAINT CLOUD, FL 34771-9018
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059052319
DateMar 05, 2021
Book Page5905/2319
Instrument2021033138
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 24, 2020
Property Address4800 J ST, SAINT CLOUD, FL 34771-9018
Document Number0058392128
Book / Page005839 / 002128
Instrument DateNov 21, 2020
Instrument161137
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 HAMILTON RD LAVINA MT 590468501, LAVINA, MT 59046-8501

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4800 J ST, SAINT CLOUD, FL 34771-9018
Document Number0055042459
Instrument DateMar 28, 2019
Transaction TypeMortgage
Record UpdatedApr 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4800 J ST ST CLOUD FL 347719018, ST CLOUD, FL 34771-9018

Mortgage

Document Number0055042459
DateApr 09, 2019
Book Page005504/002459
Instrument44527
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 08, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,552.00 (+7.08%) Homeowner's exemption$318,002 (+5.99%)$378,900 (+9.1%) Land $79,600 Building $299,300
2023$4,251.00 (+4.04%) Homeowner's exemption$300,039 (+3%)$347,300 (+19.22%) Land $79,600 Building $267,700
2022$4,086.00$291,300 Land $63,700 Building $227,600$291,300 Land $63,700 Building $227,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire LikelihoodAbout 1 in 282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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