4800 Graham St, Springfield, OH 45502 Property Records

Clark County property record for 4800 Graham St, Springfield, OH 45502

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,434 sqft · built 2010
Lot Size	0.703 acres (30,601 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,425 (2025)
Deeds & Mortgages	Oct 2017 Reverse Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220-03-00009-201-031`

Property Details

APN / Parcel Number

Primary APN	`220-03-00009-201-031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	1,634 sqft
1st Floor Area	1,434 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	30,601 sqft (0.703 acres)
Lot Dimensions	204 ft deep x 204 ft wide
Garage Type	Detached
Garage Area	624 sqft
Porch	Slab
Porch Area	553 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	4800 GRAHAM ST
City	SPRINGFIELD
State	OH
Zip	45502-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	YEAZELL ALL 10 & 11
Legal Subdivision	YEAZELL
Legal Block	201
Legal Lot Number	31
Jurisdiction	CLARK OH
Township / Civil Division	MOOREFIELD
Census Block Group	2
Census Block	2021
Census Tract	2605

Owner

4800 Graham St is owned and occupied by two individuals.

Source: Clark County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4800 GRAHAM ST, SPRINGFIELD, OH 45502-9203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · Reverse Mortgage POLARIS HOME FUNDING CORP
Sep 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4800 GRAHAM ST, SPRINGFIELD, OH 45502-9203
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	VANTAGE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013911
Date	Oct 3, 2017
Book Page	2128/1754
Instrument	201700013911

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	962 Months
Due	Dec 17, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.69%
Type Change Date	Oct 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4800 GRAHAM ST, SPRINGFIELD, OH 45502-9203
Document Number	0000013912
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	VANTAGE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4800 GRAHAM ST SPRINGFIELD OH 455029203, SPRINGFIELD, OH 45502-9203

Mortgage

Document Number	0000013912
Date	Oct 3, 2017
Book Page	002128/001768
Instrument	13912

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Oct 2, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.69%

Tax Assessment & Valuation

The 2025 property tax bill for 4800 Graham St was $7,425 with a homeowner's exemption, up 175.3% from the year before.

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Moorefield Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,425.00 (+175.31%) Homeowner's exemption	$90,760 Land $13,870 Building $76,890	$259,310 Land $39,630 Building $219,680
2024	$2,697.00
2023		$71,470 Land $10,160 Building $61,310
2022			$204,190 Land $29,020 Building $175,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4800 Graham St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4800 Graham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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