4800 Garden Bar Rd, Lincoln, CA 95648 Property Records

Placer County property record for 4800 Garden Bar Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,001 sqft · built 1965
Lot Size	4.7 acres (204,732 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Dec 2010)
Tax Bill	$4,784 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-072-010-000`

Property Details

APN / Parcel Number

Primary APN	`026-072-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Building Area	2,001 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Construction Type	Frame
Lot Area	204,732 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4800 GARDEN BAR RD
City	LINCOLN
State	CA
Zip	95648-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	4.7 A FR SEC 19 13 7
Legal Subdivision	HEREDIA ESTATE
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1002
Census Tract	21604

Owner

4800 Garden Bar Rd is owned and occupied by two individuals who bought it in December 2010.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4800 GARDEN BAR RD, LINCOLN, CA 95648-9786
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FINANCIAL CU
Dec 27, 2018	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2010 · Amount on File
Deed Sale	Dec 17, 2010 · Amount on File
Prior Sale	Aug 19, 2010 · Amount on File
Deed Document Number	2010105562
Prior Transfer Date	Nov 16, 2006
Prior Transfer Doc	0000126121
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4800 GARDEN BAR RD, LINCOLN, CA 95648-9786
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4800 GARDEN BAR RD, LINCOLN, CA 95648-9786

Mortgage

Document Number	0000057700
Date	Jul 15, 2022
Instrument	2022-0057700

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4800 GARDEN BAR RD, LINCOLN, CA 95648-9786
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063891
Date	Aug 28, 2019
Instrument	2019-0063891

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4800 GARDEN BAR RD, LINCOLN, CA 95648-9786
Document Number	0000003048
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4800 GARDEN BAR RD LINCOLN CA 956489786, LINCOLN, CA 95648-9786

Mortgage

Document Number	0000003048
Date	Jan 17, 2019
Instrument	3048

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4800 Garden Bar Rd was $4,784 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,377 (+2%) Land $196,013 Building $266,364
2025	$4,784.00 Homeowner's exemption	$453,312 Land $192,170 Building $261,142
2023	$4,487.00 (+1.45%) Homeowner's exemption	$418,730 Land $184,708 Building $234,022
2022	$4,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4800 Garden Bar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4800 Garden Bar Rd is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Astound Broadband, AT&T.

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