4800 E Horse Ranch Rd, Saint David, AZ 85630 Property Records

Cochise County property record for 4800 E Horse Ranch Rd, Saint David, AZ 85630

Property Summary

Property Type	Single Family Home
Details	4,181 sqft · built 2005
Lot Size	36.2 acres (1,576,872 sqft)
Owner	2 Trust Names on File
Last Sale	$399,900 (Feb 2017)
Tax Bill	$3,951 (2025)
Deeds & Mortgages	Mar 2020 Sale Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`120-31-062`

Property Details

APN / Parcel Number

Primary APN	`120-31-062`
Alternative APN	`120-31-06208`

Interior

Stories	1 Story
Building Area	4,181 sqft Living Area
Gross Area	5,179 sqft
1st Floor Area	4,181 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,576,872 sqft (36.2 acres)
Garage Type	Attached
Garage Area	998 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Shed	1 Shed
Shed Area	1,125 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	120-31-06208
Street Address	4800 E HORSE RANCH RD
City	SAINT DAVID
State	AZ
Zip	85630-0299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU4
Legal Description	DRAGOON MOUNTAIN RANCH UNIT 1 LOT 62 SEC5&32 T17&18 R22 36.20AC
Legal Subdivision	DRAGOON
Legal Lot Number	62
Legal Unit	1
Jurisdiction	COCHISE AZ
Township / Civil Division	BENSON
Census Block Group	2
Census Block	2002
Census Tract	305

Owner

4800 E Horse Ranch Rd is owner-occupied and held in a trust since May 2025.

Source: Cochise County records, as of October 13, 2025

Owner of Record	2 Trust Names on File
Mailing Address	4800 E HORSE RANCH RD, SAINT DAVID, AZ 85630-0299
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Dec 15, 2017	Deed of Trust, Mortgage CALIBER HM LOANS
Aug 10, 2017	Grant Deed PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Feb 8, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNSTREET MORTGAGE LLC
Jun 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2017 · Amount on File
Deed Sale	Feb 8, 2017 · Amount on File
Deed Document Number	20172554
Last Transfer Date	May 9, 2025
Transfer Doc	0000008762
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Mar 13, 2020
Property Address	4800 E HORSE RANCH RD, SAINT DAVID, AZ 85630
Document Number	0000005208
Instrument Date	Mar 11, 2020
Instrument	5208
Transaction Type	Transfer
Record Updated	Apr 9, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15914 BAHAMA ST NORTH HILLS CA 913433128, NORTH HILLS, CA 91343-3128

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	4800 E HORSE RANCH RD, SAINT DAVID, AZ 85630
Document Number	0000024681
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 672 ST DAVID AZ 856300672, ST DAVID, AZ 85630-0672

Mortgage

Document Number	0000024681
Date	Dec 22, 2017
Instrument	24681

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 21, 2037

August 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	COCHISE AZ
Recording Date	Aug 10, 2017
Property Address	4800 E HORSE RANCH RD, SAINT DAVID, AZ 85630
Document Number	0000015769
Instrument Date	Feb 7, 2017
Instrument	15769
Record Updated	Aug 25, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 672 ST DAVID AZ 856300672, ST DAVID, AZ 85630-0672

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Feb 8, 2017
Property Address	4800 E HORSE RANCH RD, SAINT DAVID, AZ 85630
Document Number	0000002554
Map Reference	MB12 PG69
Instrument Date	Feb 7, 2017
Instrument	2017-02554
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 672, SAINT DAVID, AZ 85630-0672

Mortgage

Document Number	0000002555
Date	Feb 8, 2017
Instrument	2017-02555

Lender

Name	SUNSTREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCHISE AZ
Recording Date	Jun 7, 2019
Property Address	4800 E HORSE RANCH RD, SAINT DAVID, AZ 85630
Document Number	0000010748
Instrument Date	Dec 10, 2010
Instrument	10748
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4800 E HORSE RANCH RD AZ, AZ

Tax Assessment & Valuation

The 2025 property tax bill for 4800 E Horse Ranch Rd was $3,951, down 0.6% from the year before.

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Unified School District	St. David Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,922 (-4.01%) Land $6,300 Building $53,622	$599,216 (-4.01%) Land $63,000 Building $536,216
2025	$3,951.00 (-0.55%)	$62,426 (+19.51%) Land $6,300 Building $56,126	$624,255 (+19.51%) Land $63,000 Building $561,255
2024	$3,973.00 (+22.89%)	$52,233 Land $6,300 Building $45,933	$522,331 Land $63,000 Building $459,331
2023	$3,233.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4800 E Horse Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4800 E Horse Ranch Rd is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 90% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTE Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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