4800 Co Rd 85, Clanton, AL 35046 Property Records

Chilton County property record for 4800 Co Rd 85, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,592 sqft · built 1999
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on File
Last Sale	$500 (Jul 2009)
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1008280000010006`

Property Details

APN / Parcel Number

Primary APN	`1008280000010006`
Alternative APNs	`62013` `7788`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,592 sqft Adjusted Area
1st Floor Area	1,336 sqft
Upper Floors Area	1,256 sqft
Basement Area	1,280 sqft
Finished Basement	1,280 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	653,400 sqft (15 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	7788
Street Address	4800 COUNTY ROAD 85
City	CLANTON
State	AL
Zip	35046-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S28 T22 R15 PT OF W1/2 OF NW1/4 DESC ASBEG 420.96 WSET &
Legal Range	15
Legal Township	22
Legal Section	28
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	1
Census Block	1052
Census Tract	60200

Owner

4800 Co Rd 85 is owned and occupied by an individual who acquired it in October 2021.

Source: Chilton County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	4800 COUNTY ROAD 85, CLANTON, AL 35046-4505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN CU
Nov 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HAMILTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2009 · Amount on File
Deed Sale	Jul 9, 2009 · Amount on File
Deed Document Number	2009150055
Deed Book / Page	2009 / 150055
Last Transfer Date	Oct 25, 2021
Transfer Doc	R2021/241649
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	4800 COUNTY ROAD 85, CLANTON, AL 35046-4505
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2020/230404
Date	Jul 24, 2020
Book Page	R2020/230404
Instrument	230404

Lender

Name	GUARDIAN CU
Type	Credit Union
Address	MONTGOMERY, AL 36104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2025
Change Frequency	5 Years
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	1
Max Rate	10.2%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHILTON AL
Recording Date	Nov 1, 2021
Property Address	4800 COUNTY ROAD 85, CLANTON, AL 35046-4505
Document Number	R2021/241649
Book / Page	R2021 / 241649
Instrument Date	Oct 25, 2021
Instrument	241649
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4800 COUNTY ROAD 85, CLANTON, AL 35046-4505

Mortgage

Document Number	0000241650
Date	Nov 1, 2021
Instrument	241650

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4800 Co Rd 85 was $1,647, up 7.2% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,647.00 (+7.16%)	$82,160 (-0.02%) Land $19,360 Building $62,800	$410,800 Land $96,800 Building $314,000
2024	$1,537.00 (+11.3%) Additional exemption filed	$82,180 (+10.72%) Land $19,360 Building $62,820
2023	$1,381.00 (+456.85%)	$74,220 (+163.66%) Land $17,600 Building $56,620	$410,900 (+45.97%) Land $96,800 Building $314,100
2022	$248.00	$28,150 Land $5,650 Building $22,500	$281,500 Land $56,500 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4800 Co Rd 85 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4800 Co Rd 85 is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 85

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