Guernsey County property record for 4800 Clover Rd, Cumberland, OH 43732
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,500 sqft · built 1993 |
| Lot Size | 7.23 acres (315,113 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,390 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-0000210.011 |
| Primary APN | 36-0000210.011 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 315,113 sqft (7.23 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,008 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Pole Barn | 1,120 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000671-1 |
|---|---|
| Street Address | 4800 CLOVER RD |
| City | CUMBERLAND |
| State | OH |
| Zip | 43732-9318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | R10 T9 SS17 PT NE 1/4 |
| Legal Range | 10W |
| Legal Township | 09N |
| Legal Section | 17 |
| Legal Tract | 9 |
| Jurisdiction | GUERNSEY OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 978000 |
4800 Clover Rd, a rural home, is owned and occupied by two individuals.
Source: Guernsey County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4800 CLOVER RD, CUMBERLAND, OH 43732-9318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4800 Clover Rd was $2,390 with a homeowner's exemption.
Source: Guernsey County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Guernsey County |
| County Subdivision | Spencer Township |
| Unified School District | Rolling Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,390.00 Homeowner's exemption Additional exemption filed | $66,584 (-) Land $14,014 Building $52,570 | |
| 2024 | $2,390.00 (+23.71%) Homeowner's exemption Additional exemption filed | $66,584 (+26.53%) Land $14,014 Building $52,570 | $190,240 Land $40,040 Building $150,200 |
| 2023 | $1,932.00 (-1.33%) Homeowner's exemption Additional exemption filed | $52,622 (+8.23%) Land $11,224 Building $41,398 | |
| 2022 | $1,958.00 Additional exemption filed | $48,620 Land $7,230 Building $41,390 | $138,940 (-7.59%) Land $20,670 Building $118,270 |
| 2021 | $150,350 Land $32,070 Building $118,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4800 Clover Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4800 Clover Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Smart Way Communications.
No cell data coverage reported
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