480 Windermere Dr, Lakeland, FL 33809 Property Records

Polk County property record for 480 Windermere Dr, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,016 sqft · built 1962
Lot Size0.567 acres (24,685 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Jan 2018)
Tax Bill$2,972 (2025)
Deeds & MortgagesNov 2025 Transfer
Jan 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-27-24-008300-008030

Property Details

APN / Parcel Number

Primary APN23-27-24-008300-008030
Alternative APNs
  • 242723008300008030
  • 42723000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,016 sqft Living Area
Gross Area2,780 sqft
1st Floor Area2,016 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area24,685 sqft (0.567 acres)
Lot Dimensions233 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area764 sqft

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area370 sqft
Shed1 Shed
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address480 WINDERMERE DR
CityLAKELAND
StateFL
Zip33809-3359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE GIBSON ESTATES PB 44 PG 25 BLK H LOT 3
Legal Range23E
Legal Township27S
Legal Section24
Legal SubdivisionLAKE GIBSON ESTATES
Legal Tract8300
Legal BlockH
Legal Lot Number3
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1002
Census Tract12209

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address480 WINDERMERE DR, LAKELAND, FL 33809-3359
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 31, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Nov 20, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2018 · Amount on Record
Deed SaleJan 31, 2018 · Amount on Record
Deed Document Number201822822
Deed Book / Page10382 / 2294
Last Transfer DateNov 17, 2025
Transfer Doc0000275703
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateNov 20, 2025
Property Address480 WINDERMERE DR, LAKELAND, FL 33809-3359
Document Number0000275703
Book / Page13786 / 511
Map ReferenceMB 44 PG 25
Instrument DateNov 17, 2025
Instrument2025275703
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address480 W DERNIERE DR, LAKELAND, FL 33809

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 WINDERMERE DR, LAKELAND, FL 33809-3359

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 31, 2018
Property Address480 WINDERMERE DR, LAKELAND, FL 33809-3359
Document Number0103822294
Book / Page010382 / 002294
Instrument DateJan 30, 2018
Instrument22822
Transaction TypeTransfer
Record UpdatedMar 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,890.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1118 POGONIA DR LAKELAND FL 338112969, LAKELAND, FL 33811-2969

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateNov 20, 2017
Property Address480 WINDERMERE DR, LAKELAND, FL 33809-3359
Document Number0103181964
Book / Page010318 / 001964
Instrument DateNov 2, 2017
Instrument222275
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount Recorded
Tax$8.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 HAMPTON GRN STATEN ISLAND NY 103121741, STATEN ISLAND, NY 10312-1741

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,418 (+2.7%)$366,466 (-6%) Land $143,100 Building $223,366
2025$2,972.00 (-15.11%) Homeowner's exemption$270,125 (+2.9%)$389,874 (-0.61%) Land $143,100 Building $246,774
2024$3,501.00 (+24.06%) Homeowner's exemption$262,512 (+3%)$392,248 (+0.96%) Land $143,100 Building $249,148
2023$2,822.00 Homeowner's exemption$254,866$388,508 Land $138,860 Building $249,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA4 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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