480 Whitlock Rd, Richmond, KY 40475 Property Records

Madison County property record for 480 Whitlock Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,304 sqft
Lot Size	14.7 acres (641,203 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2019)
Tax Bill	$844 (2025)
Deeds & Mortgages	Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0009-0000-0019-A`

Property Details

APN / Parcel Number

Primary APN	`0009-0000-0019-A`
Alternative APNs	`110600` `73783` `39799`

Interior

Stories	1 Story
Building Area	1,304 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	641,203 sqft (14.7 acres)
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	39799
Street Address	480 WHITLOCK RD
City	RICHMOND
State	KY
Zip	40475-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14.72 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	COTTONBURG-VALLEY VIEW
Census Block Group	1
Census Block	1022
Census Tract	10801

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	480 JACKSON BRANCH, RICHMOND, KY 40475-9416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Deed Document Number	2013994325
Deed Book / Page	D00774 / 776
Record Updated	Jun 8, 2026

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 20, 2019
Property Address	480 WHITLOCK RD, RICHMOND, KY 40475-9413
Document Number	D00774/776
Book / Page	D00774 / 776
Instrument Date	Jun 14, 2019
Instrument	2013994325
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1284 POOSEY RIDGE RD, 1284, RICHMOND, KY 40475-9729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	480 JACKSON BR, RICHMOND, KY 40475-9416

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$844.00 (-2.76%) Additional exemption filed	$89,500 (-)	$89,500 (-)
2023	$868.00	$89,500	$89,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (2015–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 6 claims Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20