480 White St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 480 White St, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	7 bd · 2.5 ba · 3,564 sqft · built 1911
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$516,000 (May 2025)
Tax Bill	$6,176 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12220 P:0088`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12220 P:0088`
Alternative APN	`122200088`

Interior

Bedrooms	7 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,564 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	5,998 sqft (0.138 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	122200088
Street Address	480 WHITE ST
City	SPRINGFIELD
State	MA
Zip	01108-3230
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Subdivision	SUFFIELD STREET COOPER STREET
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2013
Census Tract	802601

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 WILBUR ST, WORCESTER, MA 01606-1067
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Nov 15, 2024	Deed, Transfer · Commercial Mortgage SUSAN HOULE TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Nov 15, 2024 · Amount on Record
Deed Book / Page	25859 / 77
Prior Transfer Date	May 8, 2025
Prior Transfer Doc	0025859-77
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 9, 2025
Property Address	480 WHITE ST, SPRINGFIELD, MA 01108-3230
Document Number	0025859-77
Book / Page	25859 / 77
Instrument Date	May 8, 2025
Instrument	20681
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 WILBUR ST, WORCESTER, MA 01606-1067

Mortgage

Document Number	0000020682
Date	May 9, 2025
Instrument	20682

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 15, 2024
Property Address	480 WHITE ST, SPRINGFIELD, MA 01108-3230
Document Number	025654-330
Book / Page	25654 / 330
Instrument Date	Oct 31, 2024
Instrument	53723
Transaction Type	Transfer
Record Updated	Aug 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 MULBERRY ST # FIRST, SPRINGFIELD, MA 01105-1410

Mortgage

Document Number	025667-345
Date	Nov 22, 2024
Book Page	25667/345
Instrument	55487

Lender

Name	SUSAN HOULE TR

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,176.00 (+59.01%)	$399,500 (+61.28%) Land $51,800 Building $347,700	$432,757
2025	$3,884.00 (-5.68%)	$247,700 (+2.57%) Land $38,100 Building $209,600
2023	$4,118.00	$241,500 Land $36,300 Building $205,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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