480 Water St, Philo, OH 43771 Property Records

Muskingum County property record for 480 Water St, Philo, OH 43771

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,288 sqft · built 1998
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Tax Bill$1,874 (2025)
Flood ZoneZone X (minimal risk)
APN20-21-02-07-000

Property Details

APN / Parcel Number

Primary APN20-21-02-07-000
Alternative APN
  • 018320-2

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Unfinished Basement1,242 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialWood Siding
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area664 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number018320-2
Street Address480 WATER ST
CityPHILO
StateOH
Zip43771-3301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 SQ 18 PHILO 66 X 132
Legal SubdivisionSQUARE NO 18
Legal Lot Number8
JurisdictionMUSKINGUM OH
Township / Civil DivisionHARRISON
Census Block Group2
Census Block2016
Census Tract912500

Owner

480 Water St is owned and occupied by two individuals who acquired it in March 2004.

Source: Muskingum County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 116, PHILO, OH 43771-0116
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 5, 2004
Transfer Doc0000003359
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 480 Water St was $1,874 with a homeowner's exemption.

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMuskingum County
County SubdivisionHarrison Township
MunicipalityPhilo Village
Unified School DistrictFranklin Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,874.00 Homeowner's exemption$62,125 Land $2,205 Building $59,920
2024$177,500 Land $6,300 Building $171,200
2023$2,033.00$52,115 Land $1,470 Building $50,645
2021$148,900 Land $4,200 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Water St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1980–2008)
Most Recent ClaimMar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHILO
private · serves 974 people · EPA ID OH6001912
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Smart Way Communications
Fixed Wireless
250 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Water St

Nearby Streets

Search Property Records by Address or Parcel Number