480 W Desert Ave, Gilbert, AZ 85233 Property Records

Maricopa County property record for 480 W Desert Ave, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,835 sqft · built 1997
Lot Size	0.181 acres (7,893 sqft)
Owner	2 Individual Names on File
Last Sale	$207,658 (Aug 1997)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`310-05-842`

Property Details

APN / Parcel Number

Primary APN	`310-05-842`
Alternative APN	`310058421`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,835 sqft Living Area
Gross Area	2,985 sqft
1st Floor Area	2,835 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,893 sqft (0.181 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	480 W DESERT AVE
City	GILBERT
State	AZ
Zip	85233-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	ARROWPOINT MCR 416-11
Legal Range	5E
Legal Township	1S
Legal Section	1
Legal Subdivision	ARROWPOINT
Legal Lot Number	97
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3008
Census Tract	422308

Owner

480 W Desert Ave is owned and occupied by two individuals who acquired it in June 2017.

Source: Maricopa County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	480 W DESERT AVE, GILBERT, AZ 85233-2021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage LANDINGS CREDIT UNION
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Dec 12, 2019	Deed of Trust, Mortgage · Line of Credit LANDINGS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 1997 · Amount on File
Deed Sale	Aug 22, 1997 · Amount on File
Deed Document Number	1997579481
Last Transfer Date	Jun 28, 2017
Transfer Doc	0000477709
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 5, 2026
Property Address	480 W DESERT AVE, GILBERT, AZ 85233-2021
Document Number	0000341037
Instrument Date	Jun 1, 2026
Instrument	2026341037
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	480 W DESERT AVE, GILBERT, AZ 85233-2021

Mortgage

Document Number	0000341037,
Date	Jun 5, 2026
Instrument	2026341037

Lender

Name	LANDINGS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	480 W DESERT AVE, GILBERT, AZ 85233-2021
Document Number	0000630629
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 W DESERT AVE GILBERT AZ 852332021, GILBERT, AZ 85233-2021

Mortgage

Document Number	0000630629
Date	Jul 15, 2020
Instrument	630629

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 14, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	480 W DESERT AVE, GILBERT, AZ 85233-2021
Document Number	0001021637
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 W DESERT AVE GILBERT AZ 852332021, GILBERT, AZ 85233-2021

Mortgage

Document Number	0001021637
Date	Dec 17, 2019
Instrument	1021637

Lender

Name	LANDINGS CU
Type	Credit Union
Address	TEMPE, AZ 85282

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 16, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 480 W Desert Ave was $2,688.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,610 (+48.98%)	$526,100 (+1.33%) Land $105,200 Building $420,900
2025	$2,688.00	$35,314 (-37.33%)	$519,200 (-7.86%) Land $103,800 Building $415,400
2024		$56,350	$563,500 Land $112,700 Building $450,800
2023	$2,606.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 480 W Desert Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 480 W Desert Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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