480 W 1st St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 480 W 1st St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,530 sqft · built 1910
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$16,500 (Feb 2004)
Tax Bill$1,575 (2026)
Deeds & MortgagesNov 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN351200 146.24-04-11

Property Details

APN / Parcel Number

Primary APN351200 146.24-04-11
Alternative APNs
  • 120014602400040110000000
  • 3390

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,530 sqft Living Area
1st Floor Area1,090 sqft
Upper Floors Area554 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3390
Street Address480 W 1ST ST
CityOSWEGO
StateNY
Zip13126-4045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal Block4
Legal Lot Number11.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3018
Census Tract21603

Owner

480 W 1st St is owned by two individuals who bought it in February 2004.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address14 W 4TH ST, OSWEGO, NY 13126-1020
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2004 · Amount on File
Deed SaleFeb 27, 2004 · Amount on File
Prior SaleSep 22, 2000 · Amount on File
Deed Book / Page2004 / 2611
Record UpdatedOct 29, 2026

November 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionOSWEGO NY
Recording DateNov 22, 2017
Property Address480 W 1ST ST, OSWEGO, NY 13126-4045
Document Number0000011695
Instrument DateOct 28, 2017
Instrument11695
Transaction TypeForeclosure
Record UpdatedFeb 14, 2018

Transaction

AmountAmount on Record
Tax$66.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 4TH ST OSWEGO NY 13126, OSWEGO, NY 13126

Tax Assessment & Valuation

The 2026 property tax bill for 480 W 1st St was $1,575, down 1.1% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,575.00 (-1.13%)
2025$1,593.00$85,000 Land $22,000 Building $63,000$85,000 Land $22,000 Building $63,000
2023$25,000 Land $18,000 Building $7,000$30,120 Land $21,686 Building $8,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 W 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 W 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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