480 Tharpe Cir, Quincy, FL 32351 Property Records

Gadsden County property record for 480 Tharpe Cir, Quincy, FL 32351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,186 sqft · built 1960
Lot Size	1.31 acres (57,151 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Jan 2026)
Tax Bill	$5,001 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`4-35-1N-4W-1240-00000-0200`

Property Details

APN / Parcel Number

Primary APN	`4-35-1N-4W-1240-00000-0200`
Alternative APN	`1256800000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,186 sqft Heated Area
Gross Area	3,500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,151 sqft (1.31 acres)
Lot Dimensions	301 ft deep x 190 ft wide
Terrain	Gentle Slope
Porch	Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1256800000
Street Address	480 THARPE CIR
City	QUINCY
State	FL
Zip	32351-0567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 888 P 1700; OR 24, P. 492 L
Legal Range	04W
Legal Township	01N
Legal Section	35
Legal Lot Number	20
Jurisdiction	GADSDEN FL
Township / Civil Division	QUINCY
Census Block Group	4
Census Block	4006
Census Tract	20800

Owner

480 Tharpe Cir is owned and occupied by an individual who bought it in January 2026.

Source: Gadsden County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	480 THARPE CIR, QUINCY, FL 32351-0567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jan 7, 2021	Personal Representative Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Jan 7, 2021 · Amount on File
Deed Document Number	260000121
Deed Book / Page	977 / 650
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Jan 8, 2026
Property Address	480 THARPE CIR, QUINCY, FL 32351-0567
Document Number	0009770650
Book / Page	977 / 650
Map Reference	MB 1 PG 160
Instrument Date	Jan 6, 2026
Instrument	260000121
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7454 HEARTLAND CIR, TALLAHASSEE, FL 32312-7519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 THARPE CIR, QUINCY, FL 32351-0567

Mortgage

Document Number	0000977652
Date	Jan 8, 2026
Instrument	977/652

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	GADSDEN FL
Recording Date	Jan 7, 2021
Property Address	480 THARPE CIR, QUINCY, FL 32351
Document Number	0008881700
Book / Page	888 / 1700
Map Reference	MB 1 PG 160
Instrument Date	Dec 24, 2020
Instrument	210000156
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7454 HEARTLAND CIR, TALLAHASSEE, FL 32312-7519

Mortgage

Document Number	0008881703
Date	Jan 7, 2021
Instrument	888/1703

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 480 Tharpe Cir was $5,001, up 0.7% from the year before.

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,001.00 (+0.68%)	$350,554 (+0.1%) Land $202,532 Building $148,022	$350,554 (+0.1%) Land $202,532 Building $148,022
2024	$4,967.00 (+12.63%)	$350,203 (+15.03%) Land $201,917 Building $148,286	$350,203 (+15.03%) Land $201,917 Building $148,286
2023	$4,410.00 (+3.94%)	$304,453 (+0.93%) Land $191,862 Building $112,591	$304,453 (+0.93%) Land $191,862 Building $112,591
2022	$4,243.00	$301,645 Land $189,810 Building $111,835	$301,645 Land $189,810 Building $111,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Tharpe Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2001–2024)
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 480 Tharpe Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: TDS Telecom, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tharpe Cir

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