480 Tall Timber Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 480 Tall Timber Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 3,760 sqft · built 2015
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454100504427000`

Property Details

APN / Parcel Number

Primary APN	`454100504427000`
Alternative APNs	`45914` `62376`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,760 sqft Heated Area
Gross Area	7,340 sqft
1st Floor Area	2,400 sqft
Upper Floors Area	1,360 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	104,544 sqft (2.4 acres)
Lot Width	30 ft Width
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	410 sqft
Deck Area	770 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	62376
Street Address	480 TALL TIMBER RD
City	MURPHY
State	NC
Zip	28906-2487
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR WOOD 1564/43 D/153
Legal Phase	1490
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1015
Census Tract	930606

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 TALL TIMBER RD, MURPHY, NC 28906-2487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Quit Claim Deed, Transfer · Conventional Mortgage INTEGRITY HOME LENDING LLC
Mar 15, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 5, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CBC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 12, 2024
Transfer Doc	01752/1271
Record Updated	Sep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 15, 2024
Property Address	480 TALL TIMBER RD, MURPHY, NC 28906-2487
Document Number	01752/1271
Book / Page	1752 / 1271
Instrument Date	Mar 12, 2024
Instrument	1172
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5361 HIGHWAY 294, MURPHY, NC 28906-4922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 TALL TIMBER RD, MURPHY, NC 28906-2487

Mortgage

Document Number	0000001397
Date	Mar 15, 2024
Instrument	1397

Lender

Name	INTEGRITY HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 15, 2024
Property Address	480 TALL TIMBER RD, MURPHY, NC 28906-2487
Document Number	01752/1271
Book / Page	1752 / 1271
Instrument Date	Mar 12, 2024
Instrument	1172
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5361 HIGHWAY 294, MURPHY, NC 28906-4922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 TALL TIMBER RD, MURPHY, NC 28906-2487

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jul 5, 2017
Property Address	480 TALL TIMBER RD, MURPHY, NC 28906-2487
Document Number	01564/0043
Book / Page	01564 / 0043
Instrument Date	Jun 26, 2017
Instrument	02897
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	PROGRESSIVE LAND TITLE AGENCY, PROGRESSIVE LAND TITLE AGENC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 TRL TIMBER RD, MURPHY, NC 28906-2487

Mortgage

Document Number	0000002898
Date	Jul 5, 2017
Instrument	02898

Lender

Name	CBC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,590.00	$500,840 (-)	$500,840 (-) Land $18,610 Building $482,230
2023		$500,840	$500,840 Land $18,610 Building $482,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, Frontier, Peachtree Broadband Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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