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480 Sunset Ct, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 480 Sunset Ct, Morro Bay, CA 93442 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,704 sqft · built 1975
Lot Size0.147 acres (6,383 sqft)
OwnerCompany Name on File
Tax Bill$3,907 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN068-321-010

Property Details

APN / Parcel Number

Primary APN068-321-010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Building Area2,704 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area6,383 sqft (0.147 acres)
Lot Dimensions89 ft deep x 74 ft wide

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address480 SUNSET CT
CityMORRO BAY
StateCA
Zip93442-1655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY MB TR 98 LT 9
Legal SubdivisionTRACT 98
Legal Tract98
Legal Block1
Legal Lot Number9
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1022
Census Tract10505

Owner

Source: San Luis Obispo County records · APN 068-321-010

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address480 SUNSET CT, MORRO BAY, CA 93442-1655
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 07, 2003
Transfer Doc0000131030
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address480 SUNSET CT, MORRO BAY, CA 93442-1655
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008324
DateMar 11, 2019
Instrument2019008324
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049
Interest

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$368,744 (+2%) Land $103,569 Building $265,175
2025$3,907.00 (+3.69%) Homeowner's exemption$361,515 (+4.04%) Land $101,539 Building $259,976
2023$3,768.00 (+6.71%) Homeowner's exemption$347,480 Land $97,598 Building $249,882
2022$3,531.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskModerate
above 54% of the US · above 32% of California
Wildfire LikelihoodAbout 1 in 704 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 676 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
Ranch WiFiFixed Wireless (unlicensed)100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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