Madison County property record for 480 Summit St, Wood River, IL 62095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,742 sqft · built 1940 |
| Lot Size | 0.282 acres (12,325 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,059 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| APN | 19-2-08-22-06-102-012 |
| Primary APN | 19-2-08-22-06-102-012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,742 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 12,325 sqft (0.282 acres) |
| Lot Dimensions | 145 ft deep x 85 ft wide |
| Garage Type | Detached |
| Garage Area | 968 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 480 SUMMIT ST |
|---|---|
| City | WOOD RIVER |
| State | IL |
| Zip | 62095-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINCOLN PLACE ANNEX LOT 4-4A 85X145 |
| Legal Subdivision | LINCOLN PLACE |
| Legal Lot Number | 4-4A |
| Jurisdiction | MADISON IL |
| Township / Civil Division | WOOD RIVER |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 401800 |
480 Summit St is owned and occupied by an individual.
Source: Madison County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 480 SUMMIT ST, WOOD RIVER, IL 62095-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 480 SUMMIT ST, WOOD RIVER, IL 62095-1327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000010282 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021R10282 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 480 Summit St was $6,059 with exemptions applied, up 11.7% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Wood River Township |
| Municipality | Wood River City |
| Elementary School District | East Alton School District 13 (PK - 08) |
| Secondary School District | East Alton-Wood River Community High School District 14 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,059.00 (+11.69%) | $74,660 Land $4,100 Building $70,560 | $223,980 Land $12,300 Building $211,680 |
| 2024 | $5,425.00 | ||
| 2022 | $4,764.00 | $59,280 Land $3,250 Building $56,030 | $178,018 Land $9,760 Building $168,258 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 480 Summit St; there have been 29 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 29 (1978–2017) |
| Claims Outside the SFHA | 2 of 29 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 480 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHALTO serves 15,210 people · EPA ID IL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ClearWave, T-Mobile, Wisper ISP.
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