480 Stevens Rd, Commerce, GA 30530 Property Records

Banks County property record for 480 Stevens Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,950 sqft · built 2006
Lot Size	15.1 acres (659,934 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jan 2013)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B66 010`

Property Details

APN / Parcel Number

Primary APN	`B66 010`
Alternative APN	`4097`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,950 sqft Heated Area
1st Floor Area	1,950 sqft
Basement Area	1,950 sqft
Unfinished Basement	1,950 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	659,934 sqft (15.1 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	648 sqft
Shed	1 Shed
Shed Area	288 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	4097
Street Address	480 STEVENS RD
City	COMMERCE
State	GA
Zip	30530-6659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 30-164
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2064
Census Tract	970400

Owner

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	480 STEVENS RD, COMMERCE, GA 30530-6659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2018	Deed of Trust, Mortgage PNC BANK
Feb 14, 2020	Deed of Trust, Mortgage PNC BANK
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2013 · Amount on Record
Deed Sale	Jan 15, 2013 · Amount on Record
Prior Sale	Jun 5, 2012 · Amount on Record
Deed Document Number	201332
Deed Book / Page	384 / 94
Prior Transfer Date	Nov 12, 2006
Prior Transfer Doc	000293/291
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	480 STEVENS RD, COMMERCE, GA 30530-6659
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 STEVENS RD, COMMERCE, GA 30530-6659

Mortgage

Document Number	0000000457/0000000254
Date	Oct 22, 2018
Book Page	0000000457/0000000254

Lender

Name	PNC BANK

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Jan 1, 2030

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	480 STEVENS RD, COMMERCE, GA 30530-6659
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 STEVENS RD, COMMERCE, GA 30530-6659

Mortgage

Document Number	0000000477/0000000898
Date	Feb 14, 2020
Book Page	0000000477/0000000898

Lender

Name	PNC BANK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	480 STEVENS RD, COMMERCE, GA 30530-6659
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 STEVENS RD, COMMERCE, GA 30530-6659

Mortgage

Document Number	0000000503/0000000315
Date	May 4, 2021
Book Page	0000000503/0000000315

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 (-3.1%) Homeowner's exemption	$224,442 (+5.72%) Land $88,466 Building $135,976	$561,104 (+5.72%) Land $221,164 Building $339,940
2024	$2,871.00 (+27.83%) Homeowner's exemption	$212,304 (+15.55%) Land $80,424 Building $131,880	$530,759 (+15.55%) Land $201,059 Building $329,700
2023	$2,246.00 (-6.38%) Homeowner's exemption	$183,739 (+16.08%) Land $67,965 Building $115,774	$459,347 (+16.08%) Land $169,912 Building $289,435
2022	$2,399.00 Homeowner's exemption	$158,288 Land $54,764 Building $103,524	$395,720 Land $136,910 Building $258,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: T-Mobile, Verizon.

Nearby Properties on Stevens Rd

Nearby Streets

All Commerce, GA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures