Rowan County property record for 480 Sowers Rd, Salisbury, NC 28144 · Last verified February 2024
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,444 sqft · built 1986 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jan 2024) |
| Tax Bill | $4,680 (2023) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045A066 |
| Primary APN | 045A066 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,444 sqft Living Area |
| Gross Area | 3,275 sqft |
| 1st Floor Area | 2,444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 69,260 sqft (1.59 acres) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 544 sqft |
| Porch | Porch |
| Porch Area | 284 sqft |
| Deck Area | 432 sqft |
| Storage Building | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 6024166 |
|---|---|
| Street Address | 480 SOWERS RD |
| City | SALISBURY |
| State | NC |
| Zip | 28144-7785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L1 1.59AC |
| Legal Subdivision | LONG FERRY FARM |
| Legal Lot Number | 1 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 50700 |
Source: Rowan County records · APN 045A066
Assessment roll updated January 1, 2023 · Last verified February 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 480 SOWERS RD, SALISBURY, NC 28144-7785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2024 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 21, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK |
| Dec 01, 2020 | Warranty Deed, Construction Loan · Construction Mortgage FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on Record |
| Deed Sale | Jan 17, 2024 · Amount on Record |
| Deed Document Number | 0001435874 |
| Deed Book / Page | 1435 / 874 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 17, 2024 |
| Property Address | 480 SOWERS RD, SALISBURY, NC 28144-7785 |
| Document Number | 0014350874 |
| Book / Page | 1435 / 874 |
| Map Reference | PG 1491 |
| Instrument Date | Jan 17, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 480 SOWERS RD, SALISBURY, NC 28144-7785 |
| Name | Verified Name |
|---|---|
| Address | 480 SOWERS RD, SALISBURY, NC 28144-7785 |
| Document Number | 0001435875 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 1435/875 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 480 SOWERS RD, SALISBURY, NC 28144-7785 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 510 STEEPLE CHASE TRL, SALISBURY, NC 28144-8528 |
| Document Number | 0013970905 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 1397/905 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 01, 2020 |
| Property Address | 480 SOWERS RD, SALISBURY, NC 28144-7785 |
| Document Number | 0013620074 |
| Book / Page | 001362 / 000074 |
| Instrument Date | Dec 01, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 480 SOWERS RD SPENCER NC 28159, SPENCER, NC 28159 |
| Document Number | 13620075 |
|---|---|
| Date | Dec 01, 2020 |
| Book Page | 001362/000075 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 30, 2021 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified February 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,680.00 | $414,205 Land $42,500 Building $371,705 | $414,205 Land $42,500 Building $371,705 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 53% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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