480 Shadow Ln, Pipe Creek, TX 78063 Property Records

Bandera County property record for 480 Shadow Ln, Pipe Creek, TX 78063

Property Summary

Property Type	Rural Home
Details	1,938 sqft · built 1997
Lot Size	12.1 acres (530,125 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,292 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00508-00010-0003`

Property Details

APN / Parcel Number

Primary APN	`00508-00010-0003`
Alternative APN	`145022`

Interior

Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	1,600 sqft
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	530,125 sqft (12.1 acres)
Garage Type	Mixed
Garage Area	560 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00508-00010-0003
Street Address	480 SHADOW LN
City	PIPE CREEK
State	TX
Zip	78063-5966
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABST 508 M CUSTER SVY 1 TR 3 12.17 ACRES
Legal Subdivision	ABST 508
Legal Tract	3
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	3
Census Block	3023
Census Tract	101

Owner

Source: Bandera County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26209 FOREVER AMBER, SAN ANTONIO, TX 78260-5352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit FROST BANK
Aug 4, 2021	Deed of Trust, Mortgage · Construction Mortgage RANDOLPH BROOKS FCU
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2025
Deed Sale	Jan 30, 2025
Prior Sale	Aug 31, 2016 · Amount on Record
Deed Document Number	2025268107
Deed Book / Page	1366 / 595
Prior Transfer Date	Dec 21, 2015
Prior Transfer Doc	0000215646
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	480 SHADOW LN, PIPE CREEK, TX 78063-5966
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 SHADOW LN, PIPE CREEK, TX 78063-5966

Mortgage

Document Number	001309/765
Date	May 4, 2023
Book Page	1309/765
Instrument	258568

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	480 SHADOW LN, PIPE CREEK, TX 78063-5966
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	BANDERA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1234/916
Date	Aug 4, 2021
Book Page	1234/916
Instrument	246295

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	480 SHADOW LN, PIPE CREEK, TX 78063-5966
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	BANDERA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1191/540
Date	Sep 25, 2020
Book Page	1191/540
Instrument	239392

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,292.00 (+5.87%) Homeowner's exemption	$398,553 (-14.52%)	$482,550 (+3.49%) Land $297,600 Building $184,950
2024	$4,054.00 (-9.06%)
2023	$4,458.00 Homeowner's exemption	$466,280 Land $286,600 Building $179,680	$466,280 Land $286,600 Building $179,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: VTX Communications.

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