480 SE 709th St, Old Town, FL 32680 Property Records

Dixie County property record for 480 SE 709th St, Old Town, FL 32680

Property Summary

Property Type	Mobile Home
Details	2 ba · 960 sqft · built 2022
Lot Size	4.88 acres (212,573 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Oct 2025)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`27-10-13-5568-0000-081.0`

Property Details

APN / Parcel Number

Primary APN	`27-10-13-5568-0000-081.0`
Alternative APN	`4985`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Pier/Post & Beam
Roof Material	Asphalt
Lot Area	212,573 sqft (4.88 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	4985
Street Address	480 SE 709TH ST
City	OLD TOWN
State	FL
Zip	32680-4029
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-5
Legal Description	4.88 ACRES 27 10 13 LOTS 81& 82 SUWANNEE RIVER RANCHETTS OR BK 87 PG 320 ORB 330 P 485 ORB 589 P 310 ORB 597 P 373(NOC) ORB
Legal Range	13E
Legal Township	10S
Legal Section	27
Legal Subdivision	SUWANNEE RIVER RANCH
Legal Lot Number	81-82 82
Jurisdiction	DIXIE FL
Township / Civil Division	CROSS CITY SOUTH
Census Block Group	2
Census Block	2026
Census Tract	970202

Owner

480 SE 709th St, a mobile home, is owned and occupied by an individual who bought it in October 2025.

Source: Dixie County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	480 SE 709TH ST, OLD TOWN, FL 32680-4029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CU
Oct 3, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jun 22, 2022	Warranty Deed, Transfer BANKERS TITLE AND NATURE COAST, BANKERS TTL OF NATURE COAST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Jun 22, 2022 · Amount on File
Deed Document Number	202515004294
Deed Book / Page	657 / 316
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DIXIE FL
Property Address	480 SE 709TH ST, OLD TOWN, FL 32680
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	BANKERS TITLE AND NATURE COAST, BANKERS TTL OF NATURE COAST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18545 SW 369 ST, HOMESTEAD, FL 33034

Mortgage

Document Number	0015005098
Date	Nov 4, 2022
Book Page	597/345
Instrument	202215005098

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	366 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	11.5%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DIXIE FL
Recording Date	Oct 3, 2025
Property Address	480 SE 709TH ST, OLD TOWN, FL 32680
Document Number	0015004294
Book / Page	657 / 316
Map Reference	MB I PG 66&67
Instrument Date	Sep 5, 2025
Instrument	202515004294
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ACTION TITLE SERVICES, ACTION TTL CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18545 SW 360TH ST, HOMESTEAD, FL 33034-5533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 SE 709TH ST, OLD TOWN, FL 32680

Mortgage

Document Number	0000000018
Date	Oct 3, 2025
Instrument	657/318

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DIXIE FL
Recording Date	Jun 22, 2022
Property Address	480 SE 709TH ST, OLD TOWN, FL 32680-4029
Document Number	0015002935
Book / Page	589 / 310
Map Reference	MB 1 PG 66&67
Instrument Date	Jun 11, 2022
Instrument	202215002935
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	BANKERS TITLE AND NATURE COAST, BANKERS TTL OF NATURE COAST

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10836 TRAILING VINE DR, TAMPA, FL 33610-9742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18545 SW 360TH ST, HOMESTEAD, FL 33034-5533

Tax Assessment & Valuation

The 2025 property tax bill for 480 SE 709th St was $2,208, down 3.8% from the year before.

Source: Dixie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Dixie County
Unified School District	Dixie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,208.00 (-3.79%)	$114,500 (+6.41%) Land $40,900 Building $73,600	$114,500 (+6.41%) Land $40,900 Building $73,600
2024	$2,295.00 (+290.31%)	$107,600 (+273.61%) Land $37,200 Building $70,400	$107,600 (+273.61%) Land $37,200 Building $70,400
2023	$588.00 (+6.33%)	$28,800 (-17.71%) Land $28,800	$28,800 (-17.71%) Land $28,800
2022	$553.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 480 SE 709th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 SE 709th St is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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