480 S Loretta Dr, Orange, CA 92869 Property Records

Orange County property record for 480 S Loretta Dr, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,084 sqft · built 1957
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Individual Names on Record
Last Sale	$8,000 (Dec 1993)
Tax Bill	$4,209 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`094-414-08`

Property Details

APN / Parcel Number

Primary APN	`094-414-08`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Concrete
Roof Material	Wood Shingle
Lot Area	7,362 sqft (0.169 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	480 S LORETTA DR
City	ORANGE
State	CA
Zip	92869-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2999 BLK LOT 25
Legal Subdivision	TRACT 2999
Legal Tract	2999
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2018
Census Tract	75807

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 S LORETTA DR, ORANGE, CA 92869-4602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Aug 4, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Feb 1, 2018	Deed of Trust, Mortgage · FHA Mortgage GRANDE HMS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1993 · Amount on Record
Deed Sale	Dec 1, 1993 · Amount on Record
Deed Document Number	1993835761
Last Transfer Date	Jul 27, 2020
Transfer Doc	0000377591
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	480 S LORETTA DR, ORANGE, CA 92869-4602
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 S LORETTA DR, ORANGE, CA 92869-4602

Mortgage

Document Number	0000355351
Date	Jun 1, 2021
Instrument	2021000355351

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	480 S LORETTA DR, ORANGE, CA 92869-4602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152050
Date	May 7, 2019
Instrument	2019000152050

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 4, 2020
Property Address	480 S LORETTA DR, ORANGE, CA 92869-4602
Document Number	0000377591
Instrument Date	Jul 27, 2020
Instrument	377591
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 S LORETTA DR ORANGE CA 928694602, ORANGE, CA 92869-4602

Mortgage

Document Number	377592
Date	Aug 4, 2020
Instrument	377592

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	480 S LORETTA DR, ORANGE, CA 92869-4602
Document Number	0000042643
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 S LORETTA DR ORANGE CA 928694602, ORANGE, CA 92869-4602

Mortgage

Document Number	0000042643
Date	Feb 6, 2018
Instrument	42643

Lender

Name	GRANDE HMS
Address	SAN DIEGO, CA 92126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$373,510 (+2%) Land $299,115 Building $74,395
2025	$4,209.00 (+4.73%) Homeowner's exemption	$366,187 (+4.04%) Land $293,250 Building $72,937
2023	$4,019.00 (+2.06%) Homeowner's exemption	$351,968 Land $281,863 Building $70,105
2022	$3,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, Verizon.

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