Del Norte County property record for 480 S Fred D Haight Dr, Smith River, CA 95567
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,752 sqft · built 1880 |
| Lot Size | 3.18 acres (138,956 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Mar 2021) |
| Tax Bill | $5,692 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-020-072-000 |
| Primary APN | 103-020-072-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,752 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Wood |
| Lot Area | 138,956 sqft |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 10302072 |
|---|---|
| Street Address | 480 S FRED D HAIGHT DR |
| City | SMITH RIVER |
| State | CA |
| Zip | 95567-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRA-1 |
| Jurisdiction | DEL NORTE CA |
| Township / Civil Division | SMITH RIVER-GASQUET |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 202 |
Source: Del Norte County records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 480 S FRED D HAIGHT DR, SMITH RIVER, CA 95567-9343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 30, 2021 | Grant Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Deed Document Number | 20211302 |
| Prior Transfer Date | Mar 7, 2005 |
| Prior Transfer Doc | 0000001870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEL NORTE CA |
| Property Address | 480 S FRED D HAIGHT DR, SMITH RIVER, CA 95567-9343 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 480 S FRED D HAIGHT DR, SMITH RIVER, CA 95567-9343 |
| Document Number | 0000000051 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 20260051 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 4, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DEL NORTE CA |
| Recording Date | Mar 30, 2021 |
| Property Address | 480 S FRED D HAIGHT DR, SMITH RIVER, CA 95567-9343 |
| Document Number | 0000001302 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 20211302 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 480 S FRED D HAIGHT DR, SMITH RIVER, CA 95567-9343 |
| Document Number | 0000001303 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 20211303 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Del Norte County assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Del Norte County |
| Unified School District | Del Norte County Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $540,997 (+2%) Land $143,530 Building $397,467 | |
| 2025 | $5,692.00 (+6.45%) | $530,390 (+4.04%) Land $140,716 Building $389,674 |
| 2023 | $5,347.00 (+2.16%) | $509,796 Land $135,252 Building $374,544 |
| 2022 | $5,234.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2012–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITH RIVER C.S.D. serves 2,568 people · EPA ID CA0810002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 2.53 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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